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Fixed Rates Likely to Start Rising in Australia

By |2021-06-29T08:41:30+08:00June 29th, 2021|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Home Loan, Home Loans, Interest Rates, Investment Savvy Mortgage Broker, Loans, Mortgage Broker, Mortgage Review, Mortgages, Refinance|

Fixed interest rates for both owner-occupiers and property investors in Australia have rarely been more attractive than the past year, but could all of this be coming to an end. This week our team at

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What’s a Deposit Bond & When Should I Use It

By |2021-06-22T08:25:53+08:00June 22nd, 2021|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Home Loan, Home Loans, Mortgage Broker, Mortgages|

The Australian property market has been in strong demand across most major capital cities over the past 6 – 12 months, and this is showing little signs of slowing down in the short term. With

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Unlocking Equity in Your Home for Renovations

By |2021-06-15T07:08:48+08:00June 15th, 2021|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Home Loan, Home Loans, Mortgage Broker, Mortgages|

Are you thinking about renovating your home or investment property? Are you an Australian expat currently working abroad and starting to think about returning home, but before you do you want to renovate your existing

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Why You Should Get a Pre-Approval

By |2021-05-04T09:15:37+08:00May 4th, 2021|Australian Expat Mortgages, Australian Expats, Home Loan, Loans, Mortgage Broker, Mortgages|

The Australian property market has certainly been ‘hot’ with properties being snapped up within hours and days on the market, and many people paying well over reserve prices at auctions. How can you put yourself

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Genuine Savings & Your Home Loan – What You Need to Know

By |2021-04-06T07:03:17+08:00April 6th, 2021|Aussie Expats, Australian Expats, Australian Expats in Singapore, First Home Buyers, Home Loan, Home Loans, Investment Savvy Mortgage Broker, Mortgage Broker, Mortgages|

When applying for a home loan or mortgage for an investment property, you will need to show the bank that you have genuine savings. This means actual savings from your salary, or another form of

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Fixed, Variable & Split Loans – Which is RIGHT for you?

By |2021-03-16T06:58:55+08:00March 16th, 2021|Aussie Expats, Australian Expat Mortgages, Australian Expats, Investment Savvy Mortgage Broker, Loans, Mortgage Broker, Mortgage Review, Mortgages|

Navigating the mortgage and home loan space can be a daunting task. Not only is it important to consider which lender is going to be right for you and how much you should borrow, but

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How Does Your Credit Score Compare?

By |2021-03-02T06:53:47+08:00March 2nd, 2021|Aussie Expats, Australian Expat Mortgages, Australian Expats, Credit Score, Mortgage Broker, Mortgage Review, Mortgages|

If you’re looking to buy your own home, purchase a residential investment property, or even refinance your existing loans, a great place to start is to check your credit score and work out where you

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What Happens to My Mortgage During Divorce

By |2021-02-17T06:12:24+08:00February 17th, 2021|Aussie Expats, Australian Expat Mortgages, Australian Expats, Family, Mortgage Broker, Mortgages|

A divorce can be an incredibly difficult and emotionally stressful process for anyone to go through. When you have to start to explore how you will unravel and separate your finances, this can be made

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Australian Lenders Respond to COVID-19

By |2020-03-30T07:26:52+08:00March 30th, 2020|Aussie Expats, Australian Expats, Australian Expats in Singapore, Home Loans, Loans, Mortgages|

There is no doubt that a great deal has changed over the last 3 months with the spread of COVID-19 across the globe. We’ve seen the COVID-19 case numbers breakthrough 500,000 worldwide with the majority

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Australia’s Response to the Coronavirus

By |2020-03-18T07:52:56+08:00March 18th, 2020|Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Home Loans, Mortgage Broker, Mortgages|

The Dow Jones has dropped a whopping 25% since the announcement of the Coronavirus, and the All Ordinaries, representing the Australian stock market, has declined a little over 26% since the peak. With mass hoarding

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Afterpay and Your Credit Score

By |2019-10-01T07:54:46+08:00October 1st, 2019|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Home Loan, Home Loans, Mortgages, Refinance|

‘Buy now, pay later’ – sweeter sounding words have never been heard, until you miss a payment and it starts impacting your chances of getting a home loan or investment loan for your property. ZipPay

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What Do APRA’s Moves Mean for Australian Expats

By |2019-07-09T08:34:15+08:00July 9th, 2019|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Loans, Mortgage Broker, Mortgages|

Property prices in most major capital cities in Australia have been on a steady decline since 2017, and as many Australian expats would have faced, it has been difficult to borrow enough capital to enter

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Land Tax Changes for Queensland Property Investors

By |2019-06-25T08:16:38+08:00June 25th, 2019|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Land Tax, Mortgage Broker, Mortgages|

In welcome news for Australian expats who either own or are looking to invest in property in Queensland, the Queensland State Government has announced in the most recent Budget that Australian citizens and permanent residents

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What the 2019 Election Means for Australian Expats

By |2019-05-28T08:09:35+08:00May 28th, 2019|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Investment Savvy Mortgage Broker, Mortgage Broker, Mortgages|

It was Bill Shorten’s and the Labor Party’s election to lose, and they’ve managed to achieve this with flying colours. Scott Morrison and the Coalition have managed to retain power and will lead Australia for

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What To Do When The Bank Says No

By |2019-03-12T08:08:43+08:00March 12th, 2019|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Home Loan, Home Loans, Investment Savvy Mortgage Broker, Mortgage Broker, Mortgages|

The last few years have been particularly difficult for Australian expats and residents alike in obtaining financing, particularly for Australian property investors. With many Australian expats in particular being declined by their bank, or finding

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What Does The Royal Commission Mean For Me

By |2019-02-13T08:25:04+08:00February 13th, 2019|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Investment Savvy Mortgage Broker, Mortgage Broker, Mortgage Review, Mortgages|

The Hayne report was handed down and released to the public on Monday afternoon of last week. Very few expected that brokers would bear the brunt of the sweeping recommendations made by Hayne, and that

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Can Australian Expats Still Get a Home Loan?

By |2019-01-30T08:02:21+08:00January 30th, 2019|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, First Home Buyers, Home Loan, Home Loans, Investment Savvy Mortgage Broker, Mortgage Broker, Mortgages, Property Investment|

We are often asked by Australian across the globe one very common question – “I’m an Australian expat, can I still get a home loan or investment property loan in Australia..? With all of the

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Help! My Interest-Only Loan Period is Ending

By |2018-12-16T08:47:50+08:00December 5th, 2018|Aussie Expats, Australian Expat Mortgages, Australian Expats, Finance, Financial Year, Mortgage Broker, Mortgages|

There has been a great deal of media coverage about the alarming number of interest-only loans in the market place as well as the fear that many mortgage holders may face difficulty making repayments if

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Top 8 Questions to Ask Your Lender

By |2018-11-27T09:00:44+08:00November 27th, 2018|Aussie Expats, Australian Expat Mortgages, Australian Expats, Home Loan, Home Loans, Investment Savvy Mortgage Broker, Mortgage Broker, Mortgage Review, Mortgages|

Whether you’re an Australian expat looking to purchase an investment property back home, or you’re an Australian resident looking to buy your first home, there is a lot you need to know about the features

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7 Ways a Mortgage Broker Can Help You

By |2018-10-30T07:58:58+08:00October 30th, 2018|Aussie Expats, Australian Expat Mortgages, Australian Expats, Mortgage Broker, Mortgages, Refinance|

A common question that we often come across is this: “Why should I use a mortgage broker instead of my local bank..?” There are many answers to the question depending on your own circumstances and

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What You Need to Know About Construction Loans

By |2018-10-16T07:26:30+08:00October 16th, 2018|Aussie Expats, Australian Expat Mortgages, Australian Expats, Construction Loan, Mortgage Broker, Mortgages|

A construction loan could help you build the home of your dreams, or expand your investment property portfolio, and in Australia there is no shortage of choice. In this week’s article we’ll explain everything you

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Break Costs – What You Need To Know

By |2018-09-27T10:02:11+08:00September 27th, 2018|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Home Loan, Home Loans, Interest Rates, Mortgage Broker, Mortgages|

A break cost is a penalty that is payable by customers who close down a fixed-rate home loan before its expiry. It’s important to recognise that this break cost is only payable on fixed interest

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Loan Strategies for Expecting Parents

By |2018-09-11T08:18:34+08:00September 11th, 2018|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Home Loan, Home Loans, Mortgage Broker, Mortgage Review, Mortgages|

If you’re an expecting parent with a little one on the way, firstly congratulations! We know it can be an incredibly exciting and emotional time for parents-to-be, and even daunting when you’re figuring out how

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Which Debt Should I Pay Off First

By |2018-08-28T08:35:46+08:00August 28th, 2018|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Loans, Mortgage Broker, Mortgages|

Debt can be an incredibly powerful tool when understood and managed properly. One of the common questions we’re asked by our clients is, “which of my debts should I be paying off first..?”. It’s not

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Loan Types for Aussie Expats

By |2018-07-11T07:58:38+08:00July 11th, 2018|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Home Loan, Home Loans, Investment Savvy Mortgage Broker, Loans, Mortgage Broker, Mortgages|

We are constantly bombarded by news headlines and myths that spread like wildfire when it comes to borrowing as an Australian expat. Whether you’re seeking to buy your future home, purchase your first investment property

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Should Aussie Expats Buy Property in Trust

By |2018-07-03T08:19:33+08:00July 3rd, 2018|Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Mortgage Broker, Mortgages|

One of the most common questions our Aussie expat clients ask us is whether or not they should buy an investment property inside a Trust instead of in their own name. This week we look

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Gearing Strategies for Australian Expats

By |2018-05-09T07:50:53+08:00May 9th, 2018|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Home Loans, Interest Rates, Investment Savvy Mortgage Broker, Mortgage Broker, Mortgages, Tax|

When it comes to designing your Australian property investment and gearing strategy, one of the key elements that you need to consider is the overall cash flow. Are you looking for your property investment to

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How To Avoid Debt Pollution

By |2018-04-03T06:49:52+08:00April 3rd, 2018|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Finance, Home Loans, Investment Savvy Mortgage Broker, Mortgage Broker, Mortgages|

One of the most important elements of getting your own loan structuring right is to avoid debt pollution. Simply put, this occurs when the purpose of your debt is not clear from a tax perspective

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CASE STUDY – Aussie Expat Refinance & Purchase

By |2018-03-22T18:26:33+08:00March 16th, 2018|Aussie Expats, Australian Expat Mortgages, Australian Expats, Mortgage Broker, Mortgages|

In this week’s blog we wanted to share a case study to highlight a typical client of ours’ and how we were able to help. We have changed the names and personal details of our

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Is a Rate Rise Likely In Australia..?

By |2018-03-22T18:27:02+08:00February 27th, 2018|Aussie Expats, Australian Expat Mortgages, Australian Expats, Home Loans, Interest Rates, Mortgage Broker, Mortgages|

The Governor of the Reserve Bank of Australia (RBA), Dr Philip Lowe, has confirmed that an interest rate hike would be unlikely in the short term, with inflation unlikely to hit the desired target of

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How To Improve Your Credit Score

By |2018-03-22T18:27:57+08:00February 6th, 2018|Aussie Expats, Australian Expat Mortgages, Australian Expats, Credit Score, Home Loan, Home Loans, Mortgage Broker, Mortgages|

If you’re been trying to refinance, secure a new loan or even a credit card and been unsuccessful, chances are this may be due to your credit score. Let’s start with the basics of what

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New Year’s Resolutions To Slash Your Mortgage

By |2018-03-22T18:28:08+08:00January 22nd, 2018|Aussie Expats, Australian Expat Mortgages, Australian Expats, Finance, Home Loan, Home Loans, Investment Savvy Mortgage Broker, Mortgage Broker, Mortgages, Property Investment|

2017 has passed and we’ve survived a full year of Trump, Australia entered the 21st century and allowed same-sex couples to marry and North Korea continues to add tension with the threat of a nuclear

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How a Mortgage Broker Can Save You Time

By |2018-03-22T18:28:15+08:00December 4th, 2017|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Home Loan, Home Loans, Investment Savvy Mortgage Broker, Mortgage Broker, Mortgages|

“Your greatest resource is your time” - Brian Tracy You’ve found your dream home or your new investment property and now it’s time to arrange the finance. While it’s generally not the most exciting step

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Multi-Currency Loans – Dangers for Aussie Expats

By |2018-03-22T18:28:24+08:00November 21st, 2017|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Home Loan, Home Loans, Mortgage Broker, Mortgages|

You’ve packed your bags, bought your airline tickets, and prepared the family for your relocation to Singapore to join the approximately 1.2 million other Aussie Expats around the world. All of a sudden you’re now

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Pay Off Your Home Loan Faster

By |2018-03-22T18:28:30+08:00November 11th, 2017|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Finance, Home Loan, Interest Rates, Investment Savvy Mortgage Broker, Mortgage Broker, Mortgages|

While home ownership rates in Australia have declined over recent years as prices have risen, particularly in Sydney and Melbourne, there are still approximately 60+% that own their own home, with 31% owning their own

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Top 5 Mistakes Aussie Expats Make With Finance

By |2018-03-22T18:29:12+08:00October 9th, 2017|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Finance, Home Loans, Investment Savvy Mortgage Broker, Mortgage Broker, Mortgages|

“Never invest in a business you can’t understand” - Warren Buffett The same words of wisdom apply to any asset class, and as Australian expats one of the most widely understood (or at least perceived

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Lenders Pulling Out Of Investment Loans

By |2018-03-22T18:29:24+08:00September 6th, 2017|Aussie Expats, Australian Expats, Australian Expats in Singapore, Interest Rates, Investment Savvy Mortgage Broker, Mortgage Broker, Mortgages, Property Investment|

Heritage Bank has just announced that they will no longer be offering investment property loans for both Australian residents and Australian expats. This is due to the fact that they would breach APRA’s lending growth

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Refinancing – When to Consider It

By |2018-03-22T18:29:30+08:00August 28th, 2017|Aussie Expats, Australian Expats, Australian Expats in Singapore, Finance, Interest Rates, Investment Savvy Mortgage Broker, Mortgage Broker, Mortgages, Refinance|

With the Reserve Bank of Australia (RBA) keeping cash rates at record lows throughout 2017, it may be wise to consider reviewing your home or investment property loans. Below we’ve highlighted some of the more

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Property Valuations vs Appraisals – Different?

By |2018-03-22T18:29:43+08:00August 14th, 2017|Aussie Expats, Australian Expats, Australian Expats in Singapore, Finance, Home Loans, Interest Rates, Loans, Mortgage Broker, Mortgages, Property Investment|

As a current or aspiring property investor, it’s important to be aware of the key differences between property valuations and appraisals. If you’re in the property market, chances are you’ve heard these terms discussed before.

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RBA August 2017 Decision Update

By |2018-03-22T18:30:32+08:00August 8th, 2017|Australian Expats, Finance, Home Loans, Interest Rates, Mortgage Broker, Mortgages, Property Investment|

The Reserve Bank of Australia (RBA) met this month and decided to keep rates on hold at the historically record low rate of 1.5%. What is this decision based on and what does this mean

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LoanSuite is your lending partner for all of your home loan, investment property, business and commercial financing needs. With our wide range of lending solutions, expertise in financial planning and investment strategies, and experience in working with both Australian residents and expats, we are your partners for your lending needs.
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