Why You Should Get a Pre-Approval

By |2021-05-04T09:15:37+08:00May 4th, 2021|Australian Expat Mortgages, Australian Expats, Home Loan, Loans, Mortgage Broker, Mortgages|

The Australian property market has certainly been ‘hot’ with properties being snapped up within hours and days on the market, and many people paying well over reserve prices at auctions. How can you put yourself

Genuine Savings & Your Home Loan – What You Need to Know

By |2021-04-06T07:03:17+08:00April 6th, 2021|Aussie Expats, Australian Expats, Australian Expats in Singapore, First Home Buyers, Home Loan, Home Loans, Investment Savvy Mortgage Broker, Mortgage Broker, Mortgages|

When applying for a home loan or mortgage for an investment property, you will need to show the bank that you have genuine savings. This means actual savings from your salary, or another form of

Fixed, Variable & Split Loans – Which is RIGHT for you?

By |2021-03-16T06:58:55+08:00March 16th, 2021|Aussie Expats, Australian Expat Mortgages, Australian Expats, Investment Savvy Mortgage Broker, Loans, Mortgage Broker, Mortgage Review, Mortgages|

Navigating the mortgage and home loan space can be a daunting task. Not only is it important to consider which lender is going to be right for you and how much you should borrow, but

Red Flags When Inspecting a Property

By |2021-03-09T07:12:45+08:00March 9th, 2021|Australian Expat Mortgages, Australian Expats, Investment Savvy Mortgage Broker, Mortgage Broker, Property Investment|

A key step when purchasing your own home or an investment property is to carry out an inspection of the building. Whether you’re buying your first home, or you’re an experienced investor, inspecting a house

How Does Your Credit Score Compare?

By |2021-03-02T06:53:47+08:00March 2nd, 2021|Aussie Expats, Australian Expat Mortgages, Australian Expats, Credit Score, Mortgage Broker, Mortgage Review, Mortgages|

If you’re looking to buy your own home, purchase a residential investment property, or even refinance your existing loans, a great place to start is to check your credit score and work out where you

What Happens to My Mortgage During Divorce

By |2021-02-17T06:12:24+08:00February 17th, 2021|Aussie Expats, Australian Expat Mortgages, Australian Expats, Family, Mortgage Broker, Mortgages|

A divorce can be an incredibly difficult and emotionally stressful process for anyone to go through. When you have to start to explore how you will unravel and separate your finances, this can be made

What Doesn’t Impact My Credit Score

By |2020-10-07T07:01:13+08:00October 7th, 2020|Aussie Expats, Australian Expat Mortgages, Australian Expats, Credit Score, Home Loan, Home Loans, Mortgage Broker|

We often find there is a great deal of confusion when it comes to your credit score and what variables do impact it and what don’t. This week we thought we’d dispel some commonly held

Homebuilder Grant – FAQs

By |2020-06-24T07:24:28+08:00June 24th, 2020|Aussie Expats, Australian Expats, Australian Expats in Singapore, First Home Buyers, Home Loan, Home Loans, Investment Savvy Mortgage Broker, Mortgage Broker|

The Federal Government in Australia has recently announced the $25,000 Homebuilder grant to be paid tax-free to those Australians who are looking to build or renovate their home. This has been announced by the Government

Australia’s Response to the Coronavirus

By |2020-03-18T07:52:56+08:00March 18th, 2020|Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Home Loans, Mortgage Broker, Mortgages|

The Dow Jones has dropped a whopping 25% since the announcement of the Coronavirus, and the All Ordinaries, representing the Australian stock market, has declined a little over 26% since the peak. With mass hoarding

Rental Reforms for Victorian Landlords

By |2019-10-08T07:36:46+08:00October 8th, 2019|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Investment Savvy Mortgage Broker, Mortgage Broker, Property Investment|

They have been dubbed the “biggest reforms to renting in Victoria’s history” and have already passed Parliament, so it’s important that any Victorian property investors are aware of these changes. The proposed reforms to the

Is it Time to Refinance Your Home Loan..?

By |2019-08-14T08:13:07+08:00August 14th, 2019|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Home Loan, Home Loans, Interest Rates, Investment Savvy Mortgage Broker, Mortgage Broker, Mortgage Review|

Interest rates in Australia are current at record low levels, with the Reserve Bank of Australia (RBA) deciding to keep rates on hold this month at 1%. As global tensions rise, particularly between the US

Deadline Approaching for Westpac Singapore Borrowers

By |2019-07-30T07:47:36+08:00July 30th, 2019|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Home Loan, Home Loans, Investment Savvy Mortgage Broker, Loans, Mortgage Broker, Mortgage Review|

Westpac announced in the first half of 2019 that they would be unwinding its mortgage portfolio, leaving hundreds of borrowers stranded with a need to refinance before the end of September 2019. With just two

Hidden Costs of Buying a Property

By |2019-07-23T07:55:35+08:00July 23rd, 2019|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Investment Savvy Mortgage Broker, Mortgage Broker, Property Investment|

When it comes to planning your property purchase, whether you’re looking to buy an investment property or your own home, it’s important to plan for more than just your standard 20% deposit. It’s also vital

How To Get Yourself Loan Ready

By |2019-07-16T07:28:13+08:00July 16th, 2019|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, First Home Buyers, Home Loan, Home Loans, Investment Savvy Mortgage Broker, Loans, Mortgage Broker|

Applying for a new home loan or investment property loan can be a daunting process, particularly if this is your first loan and you’re looking to purchase your first property. Our aim at Loansuite is

What Do APRA’s Moves Mean for Australian Expats

By |2019-07-09T08:34:15+08:00July 9th, 2019|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Loans, Mortgage Broker, Mortgages|

Property prices in most major capital cities in Australia have been on a steady decline since 2017, and as many Australian expats would have faced, it has been difficult to borrow enough capital to enter

Land Tax Changes for Queensland Property Investors

By |2019-06-25T08:16:38+08:00June 25th, 2019|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Land Tax, Mortgage Broker, Mortgages|

In welcome news for Australian expats who either own or are looking to invest in property in Queensland, the Queensland State Government has announced in the most recent Budget that Australian citizens and permanent residents

What the 2019 Election Means for Australian Expats

By |2019-05-28T08:09:35+08:00May 28th, 2019|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Investment Savvy Mortgage Broker, Mortgage Broker, Mortgages|

It was Bill Shorten’s and the Labor Party’s election to lose, and they’ve managed to achieve this with flying colours. Scott Morrison and the Coalition have managed to retain power and will lead Australia for

What the 2019 Australian Budget Means for Property Investors

By |2019-04-09T08:34:56+08:00April 9th, 2019|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Capital Gains Tax, Home Loans, Investment Savvy Mortgage Broker, Mortgage Broker, Property Investment|

The 2019 Australian Federal Budget has just been released last week, and it has left Australian property investors with a range of items to be smiling about. With a Federal election, just around the corner

What To Do When The Bank Says No

By |2019-03-12T08:08:43+08:00March 12th, 2019|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Home Loan, Home Loans, Investment Savvy Mortgage Broker, Mortgage Broker, Mortgages|

The last few years have been particularly difficult for Australian expats and residents alike in obtaining financing, particularly for Australian property investors. With many Australian expats in particular being declined by their bank, or finding

FX & Your Australian Property Deposit

By |2019-03-05T07:37:45+08:00March 5th, 2019|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Foreign Exchange, Mortgage Broker|

As Australian expats, many of us fall into a trap of becoming foreign exchange (FX) ‘traders’ and ‘experts’, creating multi-currency bank accounts and expecting that we’ll be able to generate outstanding returns by taking advantage

How to Teach Your Kids the Value of Money

By |2019-02-19T07:42:40+08:00February 19th, 2019|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Budgeting, Family, Finance, Investment Savvy Mortgage Broker, Loans, Mortgage Broker|

Let’s face it – financial literacy in our communities is appalling, and our education systems are not moving fast enough to drive meaningful change in this area. Our children are leaving school with valuable life

What Does The Royal Commission Mean For Me

By |2019-02-13T08:25:04+08:00February 13th, 2019|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Investment Savvy Mortgage Broker, Mortgage Broker, Mortgage Review, Mortgages|

The Hayne report was handed down and released to the public on Monday afternoon of last week. Very few expected that brokers would bear the brunt of the sweeping recommendations made by Hayne, and that

Can Australian Expats Still Get a Home Loan?

By |2019-01-30T08:02:21+08:00January 30th, 2019|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, First Home Buyers, Home Loan, Home Loans, Investment Savvy Mortgage Broker, Mortgage Broker, Mortgages, Property Investment|

We are often asked by Australian across the globe one very common question – “I’m an Australian expat, can I still get a home loan or investment property loan in Australia..? With all of the

Help! My Interest-Only Loan Period is Ending

By |2018-12-16T08:47:50+08:00December 5th, 2018|Aussie Expats, Australian Expat Mortgages, Australian Expats, Finance, Financial Year, Mortgage Broker, Mortgages|

There has been a great deal of media coverage about the alarming number of interest-only loans in the market place as well as the fear that many mortgage holders may face difficulty making repayments if

Top 8 Questions to Ask Your Lender

By |2018-11-27T09:00:44+08:00November 27th, 2018|Aussie Expats, Australian Expat Mortgages, Australian Expats, Home Loan, Home Loans, Investment Savvy Mortgage Broker, Mortgage Broker, Mortgage Review, Mortgages|

Whether you’re an Australian expat looking to purchase an investment property back home, or you’re an Australian resident looking to buy your first home, there is a lot you need to know about the features

Proposed Negative Gearing Changes SIMPLIFIED

By |2018-11-20T08:39:19+08:00November 20th, 2018|Aussie Expats, Australian Expat Mortgages, Australian Expats, Capital Gains Tax, Gearing, Mortgage Broker|

It is likely that we will see a federal election called in Australia within the next 12 months, and the Australian Labor Party has proposed some significant changes to the current negative gearing rules. With

Australia’s Most Affordable Capital City

By |2018-11-07T07:29:31+08:00November 7th, 2018|Aussie Expats, Australian Expat Mortgages, Australian Expats, Home Loan, Home Loans, Mortgage Broker|

In a recent report, Australia has been found to be one of the least affordable countries for people to buy property across the globe. The Grattan Institute study also suggested that more homes be built

7 Ways a Mortgage Broker Can Help You

By |2018-10-30T07:58:58+08:00October 30th, 2018|Aussie Expats, Australian Expat Mortgages, Australian Expats, Mortgage Broker, Mortgages, Refinance|

A common question that we often come across is this: “Why should I use a mortgage broker instead of my local bank..?” There are many answers to the question depending on your own circumstances and

Main Residence Exemption Update for Aussie Expats

By |2018-10-25T08:05:24+08:00October 25th, 2018|Aussie Expats, Australian Expat Mortgages, Australian Expats, Capital Gains Tax, Mortgage Broker|

Tuesday 16th October 2018 was marked as the day that Australian expat property owners across the globe would finally discover whether the changes to the Main Residence Exemption would be passed. In positive news for

What You Need to Know About Construction Loans

By |2018-10-16T07:26:30+08:00October 16th, 2018|Aussie Expats, Australian Expat Mortgages, Australian Expats, Construction Loan, Mortgage Broker, Mortgages|

A construction loan could help you build the home of your dreams, or expand your investment property portfolio, and in Australia there is no shortage of choice. In this week’s article we’ll explain everything you

Break Costs – What You Need To Know

By |2018-09-27T10:02:11+08:00September 27th, 2018|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Home Loan, Home Loans, Interest Rates, Mortgage Broker, Mortgages|

A break cost is a penalty that is payable by customers who close down a fixed-rate home loan before its expiry. It’s important to recognise that this break cost is only payable on fixed interest

Loan Strategies for Expecting Parents

By |2018-09-11T08:18:34+08:00September 11th, 2018|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Home Loan, Home Loans, Mortgage Broker, Mortgage Review, Mortgages|

If you’re an expecting parent with a little one on the way, firstly congratulations! We know it can be an incredibly exciting and emotional time for parents-to-be, and even daunting when you’re figuring out how

Which Debt Should I Pay Off First

By |2018-08-28T08:35:46+08:00August 28th, 2018|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Loans, Mortgage Broker, Mortgages|

Debt can be an incredibly powerful tool when understood and managed properly. One of the common questions we’re asked by our clients is, “which of my debts should I be paying off first..?”. It’s not

Loan Types for Aussie Expats

By |2018-07-11T07:58:38+08:00July 11th, 2018|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Home Loan, Home Loans, Investment Savvy Mortgage Broker, Loans, Mortgage Broker, Mortgages|

We are constantly bombarded by news headlines and myths that spread like wildfire when it comes to borrowing as an Australian expat. Whether you’re seeking to buy your future home, purchase your first investment property

Should Aussie Expats Buy Property in Trust

By |2018-07-03T08:19:33+08:00July 3rd, 2018|Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Mortgage Broker, Mortgages|

One of the most common questions our Aussie expat clients ask us is whether or not they should buy an investment property inside a Trust instead of in their own name. This week we look

Gearing Strategies for Australian Expats

By |2018-05-09T07:50:53+08:00May 9th, 2018|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Home Loans, Interest Rates, Investment Savvy Mortgage Broker, Mortgage Broker, Mortgages, Tax|

When it comes to designing your Australian property investment and gearing strategy, one of the key elements that you need to consider is the overall cash flow. Are you looking for your property investment to

How Often Should I Review My Mortgage?

By |2018-04-17T07:39:47+08:00April 17th, 2018|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Home Loan, Home Loans, Investment Savvy Mortgage Broker, Mortgage Broker, Mortgage Review|

One of the few certainties in life is uncertainty, and this certainly applies when it comes to your mortgage and personal finances. By burying your head in the sand, or simply assuming that once you’ve

How To Avoid Debt Pollution

By |2018-04-03T06:49:52+08:00April 3rd, 2018|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Finance, Home Loans, Investment Savvy Mortgage Broker, Mortgage Broker, Mortgages|

One of the most important elements of getting your own loan structuring right is to avoid debt pollution. Simply put, this occurs when the purpose of your debt is not clear from a tax perspective

What Are Successful Property Investors Doing That You’re Not

By |2018-03-22T18:18:47+08:00March 21st, 2018|Aussie Expats, Australian Expat Mortgages, Australian Expats, Home Loan, Home Loans, Investment Savvy Mortgage Broker, Mortgage Broker|

The richest 1% of our population owns over half of the world’s wealth, and much of these fortunes has been derived from smart and successful property investments. Thanks to the Forbes Rich List we can

CASE STUDY – Aussie Expat Refinance & Purchase

By |2018-03-22T18:26:33+08:00March 16th, 2018|Aussie Expats, Australian Expat Mortgages, Australian Expats, Mortgage Broker, Mortgages|

In this week’s blog we wanted to share a case study to highlight a typical client of ours’ and how we were able to help. We have changed the names and personal details of our

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