Serviceability Rate Buffers On The Rise

By |2021-10-20T06:45:19+08:00October 20th, 2021|Aussie Expats, Australian Expat Mortgages, Australian Expats, Home Loan, Home Loans, Interest Rates, Investment Savvy Mortgage Broker, Mortgage Broker, Mortgages|

We announced just recently that both the Australian Prudential Regulation Authority (APRA) and Australia’s Treasurer, Josh Frydenberg, had expressed their concerns about the high levels of household debt relative to income levels, and this is

Can Self-Employed Aussie Expats Get a Home Loan?

By |2021-10-15T08:44:45+08:00October 15th, 2021|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Home Loan, Home Loans, Investment Savvy Mortgage Broker, Loans, Mortgage Broker, Self-Employed Aussie Expat Mortgage, Self-Employed Mortgage|

“I’m a self-employed Australian expat living and working abroad, can I still get a home loan in Australia..?” The good news is that the answer to this question in most instances is yes. Of the

Is Lending About to Get Tougher in Australia?

By |2021-10-05T08:59:04+08:00October 5th, 2021|Aussie Expats, Australian Expat Mortgages, Australian Expats, Home Loan, Home Loans, Investment Savvy Mortgage Broker, Mortgage Broker, Mortgages|

Is it about to get more difficult to get a home loan, investment loan, or refinance your existing mortgage in Australia..? Based on the commentary and data that is being released, this looks to be

How to Buy in a Rising Market

By |2021-09-28T11:40:16+08:00September 28th, 2021|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Home Loans, Investment Savvy Mortgage Broker, Property Investment|

Australian property prices have seen very strong growth numbers over the past 18 months, with most regions seeing double-digit returns, and with supply levels remaining quite low, expectations are that this level of activity may

The Most Common First Home Buyer Mistakes

By |2021-09-14T08:59:45+08:00September 14th, 2021|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, First Home Buyers, Home Loan, Home Loans, Investment Savvy Mortgage Broker, Mortgage Broker, Mortgages|

Buying your first home will, for many, be one of the largest purchases you will make in your lifetime. Given the significance of the financial outlay, it is certainly worth taking the time to do

Where is it Cheaper to Buy than Rent

By |2021-09-07T08:50:27+08:00September 7th, 2021|Aussie Expats, Australian Expat Mortgages, Australian Expats, First Home Buyers, Home Loans, Investment Savvy Mortgage Broker, Property Investment|

With interest rates in Australia at historical lows, many people renting as well as Australian expats are considering buying their own home or future residence. While many are concerned about how quickly property prices across

Will My Buy Now, Pay Later Account Affect My Home Loan

By |2021-08-24T06:23:54+08:00August 24th, 2021|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Investment Savvy Mortgage Broker|

The recent surge in Buy Now, Pay Later (BNPL) providers in Australia, and across the globe, has created a lot of interest amongst many. This increase has also changed the way a lot of people,

Should I Get a Home Loan Before Repatriating to Australia..?

By |2021-08-10T09:12:31+08:00August 10th, 2021|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Home Loans, Investment Savvy Mortgage Broker, Mortgage Broker, Repatriation|

The past 18 months since early 2020 has caused many Australian expats to consider their plans to move back home to Australia. Whether it be concerns about job security, missing family back at home, or

Aussie Expat Property Buyer’s Checklist

By |2021-07-27T07:16:06+08:00July 27th, 2021|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, First Home Buyers, Investment Savvy Mortgage Broker, Mortgage Broker, Property Investment|

Purchasing a property in Australia, whether it be for investment purposes or as your primary residence, can be a stressful experience for most. This can be even more the case for Australian expats living and

Will Lockdowns Dampen Sydney & Melbourne Property

By |2021-07-20T07:35:05+08:00July 20th, 2021|Aussie Expats, Australian Expat Mortgages, Australian Expats, Investment Savvy Mortgage Broker, Mortgage Broker, Property Investment|

There have been a number of snap lockdowns across Australia recently due to Covid-19, particularly in the eastern capitals of Melbourne and Sydney. As a result of this, many are beginning to question whether these

How Have Australian Property Prices Performed to June 2021

By |2021-07-15T06:21:06+08:00July 15th, 2021|Aussie Expats, Australian Expats, Home Loans, Investment Savvy Mortgage Broker, Property Investment|

Australian property prices have been surging since Covid-19 wreaked havoc on the Australian economy in 2020, and it is showing little sign of slowing down. This week our team at Loansuite takes a look at

Fixed Rates Likely to Start Rising in Australia

By |2021-06-29T08:41:30+08:00June 29th, 2021|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Home Loan, Home Loans, Interest Rates, Investment Savvy Mortgage Broker, Loans, Mortgage Broker, Mortgage Review, Mortgages, Refinance|

Fixed interest rates for both owner-occupiers and property investors in Australia have rarely been more attractive than the past year, but could all of this be coming to an end. This week our team at

Genuine Savings & Your Home Loan – What You Need to Know

By |2021-04-06T07:03:17+08:00April 6th, 2021|Aussie Expats, Australian Expats, Australian Expats in Singapore, First Home Buyers, Home Loan, Home Loans, Investment Savvy Mortgage Broker, Mortgage Broker, Mortgages|

When applying for a home loan or mortgage for an investment property, you will need to show the bank that you have genuine savings. This means actual savings from your salary, or another form of

Fixed, Variable & Split Loans – Which is RIGHT for you?

By |2021-03-16T06:58:55+08:00March 16th, 2021|Aussie Expats, Australian Expat Mortgages, Australian Expats, Investment Savvy Mortgage Broker, Loans, Mortgage Broker, Mortgage Review, Mortgages|

Navigating the mortgage and home loan space can be a daunting task. Not only is it important to consider which lender is going to be right for you and how much you should borrow, but

Red Flags When Inspecting a Property

By |2021-03-09T07:12:45+08:00March 9th, 2021|Australian Expat Mortgages, Australian Expats, Investment Savvy Mortgage Broker, Mortgage Broker, Property Investment|

A key step when purchasing your own home or an investment property is to carry out an inspection of the building. Whether you’re buying your first home, or you’re an experienced investor, inspecting a house

Your Property Investment Dream Team

By |2020-11-18T06:18:43+08:00November 18th, 2020|Aussie Expats, Australian Expat Mortgages, Australian Expats, Home Loan, Investment Savvy Mortgage Broker, Property Investment|

One of the most common aspects that separates the truly wealthy from the rest is that they recognise the value of paying for advice. This is particularly true when it comes to their property investment

Homebuilder Grant – FAQs

By |2020-06-24T07:24:28+08:00June 24th, 2020|Aussie Expats, Australian Expats, Australian Expats in Singapore, First Home Buyers, Home Loan, Home Loans, Investment Savvy Mortgage Broker, Mortgage Broker|

The Federal Government in Australia has recently announced the $25,000 Homebuilder grant to be paid tax-free to those Australians who are looking to build or renovate their home. This has been announced by the Government

Should I Use a Buyer’s Agent

By |2019-11-07T06:31:44+08:00November 7th, 2019|Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Investment Savvy Mortgage Broker, Property Investment|

Two of the key questions that our clients ask us are “Should I use a buyer’s agent..?” and “Are they really worth the money..?” so this week we explore the positives and negatives of engaging

Australia’s Housing Shortage – What This Means for Investors

By |2019-10-22T07:54:05+08:00October 22nd, 2019|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Investment Savvy Mortgage Broker, Property Investment|

The Reserve Bank of Australia (RBA) has warned that Australian property could see another price boom given the current increasing population in major capital cities and the ongoing slowdown in the construction sector. This could

Rental Reforms for Victorian Landlords

By |2019-10-08T07:36:46+08:00October 8th, 2019|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Investment Savvy Mortgage Broker, Mortgage Broker, Property Investment|

They have been dubbed the “biggest reforms to renting in Victoria’s history” and have already passed Parliament, so it’s important that any Victorian property investors are aware of these changes. The proposed reforms to the

Should I Use a Property Manager..?

By |2019-08-20T08:16:14+08:00August 20th, 2019|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Investment Savvy Mortgage Broker, Property Manager|

Of the approximately 2 million Australian property investors, it is estimated that 75% will work with a property manager to ensure that their investment goes smoothly. There is no ‘one-size-fits-all’ approach to deciding to use

Is it Time to Refinance Your Home Loan..?

By |2019-08-14T08:13:07+08:00August 14th, 2019|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Home Loan, Home Loans, Interest Rates, Investment Savvy Mortgage Broker, Mortgage Broker, Mortgage Review|

Interest rates in Australia are current at record low levels, with the Reserve Bank of Australia (RBA) deciding to keep rates on hold this month at 1%. As global tensions rise, particularly between the US

Deadline Approaching for Westpac Singapore Borrowers

By |2019-07-30T07:47:36+08:00July 30th, 2019|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Home Loan, Home Loans, Investment Savvy Mortgage Broker, Loans, Mortgage Broker, Mortgage Review|

Westpac announced in the first half of 2019 that they would be unwinding its mortgage portfolio, leaving hundreds of borrowers stranded with a need to refinance before the end of September 2019. With just two

Hidden Costs of Buying a Property

By |2019-07-23T07:55:35+08:00July 23rd, 2019|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Investment Savvy Mortgage Broker, Mortgage Broker, Property Investment|

When it comes to planning your property purchase, whether you’re looking to buy an investment property or your own home, it’s important to plan for more than just your standard 20% deposit. It’s also vital

How To Get Yourself Loan Ready

By |2019-07-16T07:28:13+08:00July 16th, 2019|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, First Home Buyers, Home Loan, Home Loans, Investment Savvy Mortgage Broker, Loans, Mortgage Broker|

Applying for a new home loan or investment property loan can be a daunting process, particularly if this is your first loan and you’re looking to purchase your first property. Our aim at Loansuite is

What The RBA Rate Cut Means for Australian Expats

By |2019-06-18T09:30:10+08:00June 18th, 2019|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Foreign Exchange, Interest Rates, Investment Savvy Mortgage Broker|

The Reserve Bank of Australia (RBA) has cut the Australian cash rate to a new low in June, so it’s important to look at what this could mean for Australian expat property investors and those

What the 2019 Election Means for Australian Expats

By |2019-05-28T08:09:35+08:00May 28th, 2019|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Investment Savvy Mortgage Broker, Mortgage Broker, Mortgages|

It was Bill Shorten’s and the Labor Party’s election to lose, and they’ve managed to achieve this with flying colours. Scott Morrison and the Coalition have managed to retain power and will lead Australia for

What the 2019 Australian Budget Means for Property Investors

By |2019-04-09T08:34:56+08:00April 9th, 2019|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Capital Gains Tax, Home Loans, Investment Savvy Mortgage Broker, Mortgage Broker, Property Investment|

The 2019 Australian Federal Budget has just been released last week, and it has left Australian property investors with a range of items to be smiling about. With a Federal election, just around the corner

What To Do When The Bank Says No

By |2019-03-12T08:08:43+08:00March 12th, 2019|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Home Loan, Home Loans, Investment Savvy Mortgage Broker, Mortgage Broker, Mortgages|

The last few years have been particularly difficult for Australian expats and residents alike in obtaining financing, particularly for Australian property investors. With many Australian expats in particular being declined by their bank, or finding

How to Teach Your Kids the Value of Money

By |2019-02-19T07:42:40+08:00February 19th, 2019|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Budgeting, Family, Finance, Investment Savvy Mortgage Broker, Loans, Mortgage Broker|

Let’s face it – financial literacy in our communities is appalling, and our education systems are not moving fast enough to drive meaningful change in this area. Our children are leaving school with valuable life

What Does The Royal Commission Mean For Me

By |2019-02-13T08:25:04+08:00February 13th, 2019|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Investment Savvy Mortgage Broker, Mortgage Broker, Mortgage Review, Mortgages|

The Hayne report was handed down and released to the public on Monday afternoon of last week. Very few expected that brokers would bear the brunt of the sweeping recommendations made by Hayne, and that

Can Australian Expats Still Get a Home Loan?

By |2019-01-30T08:02:21+08:00January 30th, 2019|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, First Home Buyers, Home Loan, Home Loans, Investment Savvy Mortgage Broker, Mortgage Broker, Mortgages, Property Investment|

We are often asked by Australian across the globe one very common question – “I’m an Australian expat, can I still get a home loan or investment property loan in Australia..? With all of the

Couples Saving Hacks to Buy Property

By |2019-01-22T08:31:25+08:00January 22nd, 2019|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, First Home Buyers, Home Loan, Home Loans, Investment Savvy Mortgage Broker, Saving|

With interest rates in Australia at record lows, it can seem like an impossible task to save up your deposit for your own home. While two heads are better than one and saving as a

Australian Mortgage & Property Outlook for 2019

By |2019-01-16T07:35:07+08:00January 16th, 2019|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Finance, Home Loan, Home Loans, Interest Rates, Investment Savvy Mortgage Broker, Property Investment|

As the festive season ends and we dive into a fresh new year, it’s always a great time to review your finances, repay any credit card debt that has resulted from the Christmas festivities, and

Top 8 Questions to Ask Your Lender

By |2018-11-27T09:00:44+08:00November 27th, 2018|Aussie Expats, Australian Expat Mortgages, Australian Expats, Home Loan, Home Loans, Investment Savvy Mortgage Broker, Mortgage Broker, Mortgage Review, Mortgages|

Whether you’re an Australian expat looking to purchase an investment property back home, or you’re an Australian resident looking to buy your first home, there is a lot you need to know about the features

How To Transfer Money to Australia

By |2018-07-18T08:12:06+08:00July 18th, 2018|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Investment Savvy Mortgage Broker|

Many Australians working around the globe are transferring money from their country of residence to Australia. Whether it’s to pay for the deposit on your new investment property, make regular repayments for your home loan

Loan Types for Aussie Expats

By |2018-07-11T07:58:38+08:00July 11th, 2018|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Home Loan, Home Loans, Investment Savvy Mortgage Broker, Loans, Mortgage Broker, Mortgages|

We are constantly bombarded by news headlines and myths that spread like wildfire when it comes to borrowing as an Australian expat. Whether you’re seeking to buy your future home, purchase your first investment property

Top Performing Australian Suburbs of 2018

By |2018-06-19T08:20:17+08:00June 19th, 2018|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Investment Savvy Mortgage Broker, Property Investment|

“Compound interest is the eighth wonder of the world…he who understands it, earns it…he who doesn’t, pays it” Albert Einstein   Australian property is one of the greatest examples of compounding returns, and as many

Aussie Expat Lending Myths BUSTED

By |2018-06-05T08:13:05+08:00June 5th, 2018|Aussie Expats, Australian Expat Mortgages, Australian Expats, Investment Savvy Mortgage Broker|

There have been many myths floating around the Australian expat hubs such as London, Singapore, New York and Hong Kong, so our team thought it was time to dispel some of the more common Aussie

How To Find The RIGHT Property Manager

By |2018-05-30T08:44:56+08:00May 30th, 2018|Aussie Expats, Australian Expat Mortgages, Australian Expats, Investment Savvy Mortgage Broker, Property Investment, Property Manager|

For many Australians, owning a property will be one of the most important financial commitments of their lives. For Australian expats, purchasing an investment property back home is often an attractive strategy, particularly when in

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