The 2019 Australian Federal Budget has just been released last week, and it has left Australian property investors with a range of items to be smiling about. With a Federal election, just around the corner
The last few years have been particularly difficult for Australian expats and residents alike in obtaining financing, particularly for Australian property investors. With many Australian expats in particular being declined by their bank, or finding
Let’s face it – financial literacy in our communities is appalling, and our education systems are not moving fast enough to drive meaningful change in this area. Our children are leaving school with valuable life
The Hayne report was handed down and released to the public on Monday afternoon of last week. Very few expected that brokers would bear the brunt of the sweeping recommendations made by Hayne, and that
We are often asked by Australian across the globe one very common question – “I’m an Australian expat, can I still get a home loan or investment property loan in Australia..? With all of the
With interest rates in Australia at record lows, it can seem like an impossible task to save up your deposit for your own home. While two heads are better than one and saving as a
As the festive season ends and we dive into a fresh new year, it’s always a great time to review your finances, repay any credit card debt that has resulted from the Christmas festivities, and
Whether you’re an Australian expat looking to purchase an investment property back home, or you’re an Australian resident looking to buy your first home, there is a lot you need to know about the features
Many Australians working around the globe are transferring money from their country of residence to Australia. Whether it’s to pay for the deposit on your new investment property, make regular repayments for your home loan
We are constantly bombarded by news headlines and myths that spread like wildfire when it comes to borrowing as an Australian expat. Whether you’re seeking to buy your future home, purchase your first investment property
“Compound interest is the eighth wonder of the world…he who understands it, earns it…he who doesn’t, pays it” Albert Einstein Australian property is one of the greatest examples of compounding returns, and as many
There have been many myths floating around the Australian expat hubs such as London, Singapore, New York and Hong Kong, so our team thought it was time to dispel some of the more common Aussie
For many Australians, owning a property will be one of the most important financial commitments of their lives. For Australian expats, purchasing an investment property back home is often an attractive strategy, particularly when in
When it comes to designing your Australian property investment and gearing strategy, one of the key elements that you need to consider is the overall cash flow. Are you looking for your property investment to
One of the few certainties in life is uncertainty, and this certainly applies when it comes to your mortgage and personal finances. By burying your head in the sand, or simply assuming that once you’ve
One of the most important elements of getting your own loan structuring right is to avoid debt pollution. Simply put, this occurs when the purpose of your debt is not clear from a tax perspective
The richest 1% of our population owns over half of the world’s wealth, and much of these fortunes has been derived from smart and successful property investments. Thanks to the Forbes Rich List we can
Mixing emotion with your property investment decisions can often become a very expensive lesson. As property is a tangible asset, far too often we will ‘fall in love’ with a particular property, ignore all of
A pre-approval on your home loan can be a valuable step in the process of purchasing your own home or investment property. This means that you can attend an auction or submit an offer on
2017 has passed and we’ve survived a full year of Trump, Australia entered the 21st century and allowed same-sex couples to marry and North Korea continues to add tension with the threat of a nuclear
“Your greatest resource is your time” - Brian Tracy You’ve found your dream home or your new investment property and now it’s time to arrange the finance. While it’s generally not the most exciting step
While home ownership rates in Australia have declined over recent years as prices have risen, particularly in Sydney and Melbourne, there are still approximately 60+% that own their own home, with 31% owning their own
“Never invest in a business you can’t understand” - Warren Buffett The same words of wisdom apply to any asset class, and as Australian expats one of the most widely understood (or at least perceived
Heritage Bank has just announced that they will no longer be offering investment property loans for both Australian residents and Australian expats. This is due to the fact that they would breach APRA’s lending growth
With the Reserve Bank of Australia (RBA) keeping cash rates at record lows throughout 2017, it may be wise to consider reviewing your home or investment property loans. Below we’ve highlighted some of the more
Whether you’re looking to buy your first home or investment property, securing the financing can often be a time-consuming task. Add to this the element of living and working offshore as an Australian expat, and
