Serviceability Rate Buffers On The Rise

By |2021-10-20T06:45:19+08:00October 20th, 2021|Aussie Expats, Australian Expat Mortgages, Australian Expats, Home Loan, Home Loans, Interest Rates, Investment Savvy Mortgage Broker, Mortgage Broker, Mortgages|

We announced just recently that both the Australian Prudential Regulation Authority (APRA) and Australia’s Treasurer, Josh Frydenberg, had expressed their concerns about the high levels of household debt relative to income levels, and this is

Can Self-Employed Aussie Expats Get a Home Loan?

By |2021-10-15T08:44:45+08:00October 15th, 2021|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Home Loan, Home Loans, Investment Savvy Mortgage Broker, Loans, Mortgage Broker, Self-Employed Aussie Expat Mortgage, Self-Employed Mortgage|

“I’m a self-employed Australian expat living and working abroad, can I still get a home loan in Australia..?” The good news is that the answer to this question in most instances is yes. Of the

Is Lending About to Get Tougher in Australia?

By |2021-10-05T08:59:04+08:00October 5th, 2021|Aussie Expats, Australian Expat Mortgages, Australian Expats, Home Loan, Home Loans, Investment Savvy Mortgage Broker, Mortgage Broker, Mortgages|

Is it about to get more difficult to get a home loan, investment loan, or refinance your existing mortgage in Australia..? Based on the commentary and data that is being released, this looks to be

How to Buy in a Rising Market

By |2021-09-28T11:40:16+08:00September 28th, 2021|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Home Loans, Investment Savvy Mortgage Broker, Property Investment|

Australian property prices have seen very strong growth numbers over the past 18 months, with most regions seeing double-digit returns, and with supply levels remaining quite low, expectations are that this level of activity may

How to SPOT and AVOID loan scams

By |2021-09-21T08:36:07+08:00September 21st, 2021|Aussie Expats, Australian Expat Mortgages, Australian Expats, Home Loan, Home Loans, Mortgage Broker, Mortgages|

Covid-19 has certainly seen a significant rise in the level of digital theft and online scams, so it’s important to understand the warning signs, and how you can ensure that you and your family are

The Most Common First Home Buyer Mistakes

By |2021-09-14T08:59:45+08:00September 14th, 2021|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, First Home Buyers, Home Loan, Home Loans, Investment Savvy Mortgage Broker, Mortgage Broker, Mortgages|

Buying your first home will, for many, be one of the largest purchases you will make in your lifetime. Given the significance of the financial outlay, it is certainly worth taking the time to do

Where is it Cheaper to Buy than Rent

By |2021-09-07T08:50:27+08:00September 7th, 2021|Aussie Expats, Australian Expat Mortgages, Australian Expats, First Home Buyers, Home Loans, Investment Savvy Mortgage Broker, Property Investment|

With interest rates in Australia at historical lows, many people renting as well as Australian expats are considering buying their own home or future residence. While many are concerned about how quickly property prices across

Should I Get a Home Loan Before Repatriating to Australia..?

By |2021-08-10T09:12:31+08:00August 10th, 2021|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Home Loans, Investment Savvy Mortgage Broker, Mortgage Broker, Repatriation|

The past 18 months since early 2020 has caused many Australian expats to consider their plans to move back home to Australia. Whether it be concerns about job security, missing family back at home, or

How Have Australian Property Prices Performed to June 2021

By |2021-07-15T06:21:06+08:00July 15th, 2021|Aussie Expats, Australian Expats, Home Loans, Investment Savvy Mortgage Broker, Property Investment|

Australian property prices have been surging since Covid-19 wreaked havoc on the Australian economy in 2020, and it is showing little sign of slowing down. This week our team at Loansuite takes a look at

Fixed Rates Likely to Start Rising in Australia

By |2021-06-29T08:41:30+08:00June 29th, 2021|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Home Loan, Home Loans, Interest Rates, Investment Savvy Mortgage Broker, Loans, Mortgage Broker, Mortgage Review, Mortgages, Refinance|

Fixed interest rates for both owner-occupiers and property investors in Australia have rarely been more attractive than the past year, but could all of this be coming to an end. This week our team at

What’s a Deposit Bond & When Should I Use It

By |2021-06-22T08:25:53+08:00June 22nd, 2021|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Home Loan, Home Loans, Mortgage Broker, Mortgages|

The Australian property market has been in strong demand across most major capital cities over the past 6 – 12 months, and this is showing little signs of slowing down in the short term. With

Unlocking Equity in Your Home for Renovations

By |2021-06-15T07:08:48+08:00June 15th, 2021|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Home Loan, Home Loans, Mortgage Broker, Mortgages|

Are you thinking about renovating your home or investment property? Are you an Australian expat currently working abroad and starting to think about returning home, but before you do you want to renovate your existing

Genuine Savings & Your Home Loan – What You Need to Know

By |2021-04-06T07:03:17+08:00April 6th, 2021|Aussie Expats, Australian Expats, Australian Expats in Singapore, First Home Buyers, Home Loan, Home Loans, Investment Savvy Mortgage Broker, Mortgage Broker, Mortgages|

When applying for a home loan or mortgage for an investment property, you will need to show the bank that you have genuine savings. This means actual savings from your salary, or another form of

What Doesn’t Impact My Credit Score

By |2020-10-07T07:01:13+08:00October 7th, 2020|Aussie Expats, Australian Expat Mortgages, Australian Expats, Credit Score, Home Loan, Home Loans, Mortgage Broker|

We often find there is a great deal of confusion when it comes to your credit score and what variables do impact it and what don’t. This week we thought we’d dispel some commonly held

Homebuilder Grant – FAQs

By |2020-06-24T07:24:28+08:00June 24th, 2020|Aussie Expats, Australian Expats, Australian Expats in Singapore, First Home Buyers, Home Loan, Home Loans, Investment Savvy Mortgage Broker, Mortgage Broker|

The Federal Government in Australia has recently announced the $25,000 Homebuilder grant to be paid tax-free to those Australians who are looking to build or renovate their home. This has been announced by the Government

Australian Lenders Respond to COVID-19

By |2020-03-30T07:26:52+08:00March 30th, 2020|Aussie Expats, Australian Expats, Australian Expats in Singapore, Home Loans, Loans, Mortgages|

There is no doubt that a great deal has changed over the last 3 months with the spread of COVID-19 across the globe. We’ve seen the COVID-19 case numbers breakthrough 500,000 worldwide with the majority

Australia’s Response to the Coronavirus

By |2020-03-18T07:52:56+08:00March 18th, 2020|Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Home Loans, Mortgage Broker, Mortgages|

The Dow Jones has dropped a whopping 25% since the announcement of the Coronavirus, and the All Ordinaries, representing the Australian stock market, has declined a little over 26% since the peak. With mass hoarding

Afterpay and Your Credit Score

By |2019-10-01T07:54:46+08:00October 1st, 2019|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Home Loan, Home Loans, Mortgages, Refinance|

‘Buy now, pay later’ – sweeter sounding words have never been heard, until you miss a payment and it starts impacting your chances of getting a home loan or investment loan for your property. ZipPay

Is it Time to Refinance Your Home Loan..?

By |2019-08-14T08:13:07+08:00August 14th, 2019|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Home Loan, Home Loans, Interest Rates, Investment Savvy Mortgage Broker, Mortgage Broker, Mortgage Review|

Interest rates in Australia are current at record low levels, with the Reserve Bank of Australia (RBA) deciding to keep rates on hold this month at 1%. As global tensions rise, particularly between the US

Deadline Approaching for Westpac Singapore Borrowers

By |2019-07-30T07:47:36+08:00July 30th, 2019|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Home Loan, Home Loans, Investment Savvy Mortgage Broker, Loans, Mortgage Broker, Mortgage Review|

Westpac announced in the first half of 2019 that they would be unwinding its mortgage portfolio, leaving hundreds of borrowers stranded with a need to refinance before the end of September 2019. With just two

How To Get Yourself Loan Ready

By |2019-07-16T07:28:13+08:00July 16th, 2019|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, First Home Buyers, Home Loan, Home Loans, Investment Savvy Mortgage Broker, Loans, Mortgage Broker|

Applying for a new home loan or investment property loan can be a daunting process, particularly if this is your first loan and you’re looking to purchase your first property. Our aim at Loansuite is

What the 2019 Australian Budget Means for Property Investors

By |2019-04-09T08:34:56+08:00April 9th, 2019|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Capital Gains Tax, Home Loans, Investment Savvy Mortgage Broker, Mortgage Broker, Property Investment|

The 2019 Australian Federal Budget has just been released last week, and it has left Australian property investors with a range of items to be smiling about. With a Federal election, just around the corner

What To Do When The Bank Says No

By |2019-03-12T08:08:43+08:00March 12th, 2019|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Home Loan, Home Loans, Investment Savvy Mortgage Broker, Mortgage Broker, Mortgages|

The last few years have been particularly difficult for Australian expats and residents alike in obtaining financing, particularly for Australian property investors. With many Australian expats in particular being declined by their bank, or finding

Can Australian Expats Still Get a Home Loan?

By |2019-01-30T08:02:21+08:00January 30th, 2019|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, First Home Buyers, Home Loan, Home Loans, Investment Savvy Mortgage Broker, Mortgage Broker, Mortgages, Property Investment|

We are often asked by Australian across the globe one very common question – “I’m an Australian expat, can I still get a home loan or investment property loan in Australia..? With all of the

Couples Saving Hacks to Buy Property

By |2019-01-22T08:31:25+08:00January 22nd, 2019|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, First Home Buyers, Home Loan, Home Loans, Investment Savvy Mortgage Broker, Saving|

With interest rates in Australia at record lows, it can seem like an impossible task to save up your deposit for your own home. While two heads are better than one and saving as a

Australian Mortgage & Property Outlook for 2019

By |2019-01-16T07:35:07+08:00January 16th, 2019|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Finance, Home Loan, Home Loans, Interest Rates, Investment Savvy Mortgage Broker, Property Investment|

As the festive season ends and we dive into a fresh new year, it’s always a great time to review your finances, repay any credit card debt that has resulted from the Christmas festivities, and

Top 8 Questions to Ask Your Lender

By |2018-11-27T09:00:44+08:00November 27th, 2018|Aussie Expats, Australian Expat Mortgages, Australian Expats, Home Loan, Home Loans, Investment Savvy Mortgage Broker, Mortgage Broker, Mortgage Review, Mortgages|

Whether you’re an Australian expat looking to purchase an investment property back home, or you’re an Australian resident looking to buy your first home, there is a lot you need to know about the features

Australia’s Most Affordable Capital City

By |2018-11-07T07:29:31+08:00November 7th, 2018|Aussie Expats, Australian Expat Mortgages, Australian Expats, Home Loan, Home Loans, Mortgage Broker|

In a recent report, Australia has been found to be one of the least affordable countries for people to buy property across the globe. The Grattan Institute study also suggested that more homes be built

Break Costs – What You Need To Know

By |2018-09-27T10:02:11+08:00September 27th, 2018|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Home Loan, Home Loans, Interest Rates, Mortgage Broker, Mortgages|

A break cost is a penalty that is payable by customers who close down a fixed-rate home loan before its expiry. It’s important to recognise that this break cost is only payable on fixed interest

Reverse Mortgages for Retirees

By |2018-09-18T07:55:05+08:00September 18th, 2018|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Home Loans, Retirement|

Reverse mortgages are quite poorly understood in Australia, but could be a valuable strategy to fund your retirement lifestyle. This week we explore what reverse mortgages and equity release products are, how they could help

Loan Strategies for Expecting Parents

By |2018-09-11T08:18:34+08:00September 11th, 2018|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Home Loan, Home Loans, Mortgage Broker, Mortgage Review, Mortgages|

If you’re an expecting parent with a little one on the way, firstly congratulations! We know it can be an incredibly exciting and emotional time for parents-to-be, and even daunting when you’re figuring out how

Loan Types for Aussie Expats

By |2018-07-11T07:58:38+08:00July 11th, 2018|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Home Loan, Home Loans, Investment Savvy Mortgage Broker, Loans, Mortgage Broker, Mortgages|

We are constantly bombarded by news headlines and myths that spread like wildfire when it comes to borrowing as an Australian expat. Whether you’re seeking to buy your future home, purchase your first investment property

Gearing Strategies for Australian Expats

By |2018-05-09T07:50:53+08:00May 9th, 2018|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Home Loans, Interest Rates, Investment Savvy Mortgage Broker, Mortgage Broker, Mortgages, Tax|

When it comes to designing your Australian property investment and gearing strategy, one of the key elements that you need to consider is the overall cash flow. Are you looking for your property investment to

How Often Should I Review My Mortgage?

By |2018-04-17T07:39:47+08:00April 17th, 2018|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Home Loan, Home Loans, Investment Savvy Mortgage Broker, Mortgage Broker, Mortgage Review|

One of the few certainties in life is uncertainty, and this certainly applies when it comes to your mortgage and personal finances. By burying your head in the sand, or simply assuming that once you’ve

Common First Home Buyer Questions

By |2018-04-10T08:25:29+08:00April 10th, 2018|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, First Home Buyers, Home Loan, Home Loans|

Buying your first home or getting started on the property investment ladder can be a daunting process and introduce you to a whole new world of strange lingo that you may not have come across

How To Avoid Debt Pollution

By |2018-04-03T06:49:52+08:00April 3rd, 2018|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Finance, Home Loans, Investment Savvy Mortgage Broker, Mortgage Broker, Mortgages|

One of the most important elements of getting your own loan structuring right is to avoid debt pollution. Simply put, this occurs when the purpose of your debt is not clear from a tax perspective

What Are Successful Property Investors Doing That You’re Not

By |2018-03-22T18:18:47+08:00March 21st, 2018|Aussie Expats, Australian Expat Mortgages, Australian Expats, Home Loan, Home Loans, Investment Savvy Mortgage Broker, Mortgage Broker|

The richest 1% of our population owns over half of the world’s wealth, and much of these fortunes has been derived from smart and successful property investments. Thanks to the Forbes Rich List we can

Is a Rate Rise Likely In Australia..?

By |2018-03-22T18:27:02+08:00February 27th, 2018|Aussie Expats, Australian Expat Mortgages, Australian Expats, Home Loans, Interest Rates, Mortgage Broker, Mortgages|

The Governor of the Reserve Bank of Australia (RBA), Dr Philip Lowe, has confirmed that an interest rate hike would be unlikely in the short term, with inflation unlikely to hit the desired target of

How To Improve Your Credit Score

By |2018-03-22T18:27:57+08:00February 6th, 2018|Aussie Expats, Australian Expat Mortgages, Australian Expats, Credit Score, Home Loan, Home Loans, Mortgage Broker, Mortgages|

If you’re been trying to refinance, secure a new loan or even a credit card and been unsuccessful, chances are this may be due to your credit score. Let’s start with the basics of what

Why Aussie Expats Should Seek a Pre-Approval

By |2018-03-22T18:28:02+08:00January 30th, 2018|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Home Loan, Home Loans, Investment Savvy Mortgage Broker, Mortgage Broker|

A pre-approval on your home loan can be a valuable step in the process of purchasing your own home or investment property. This means that you can attend an auction or submit an offer on

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