Australian Lenders Respond to COVID-19
There is no doubt that a great deal has changed over the last 3 months with the spread of COVID-19 across the globe. We’ve seen the COVID-19 case numbers breakthrough 500,000 worldwide with the majority
Australia’s Response to the Coronavirus
The Dow Jones has dropped a whopping 25% since the announcement of the Coronavirus, and the All Ordinaries, representing the Australian stock market, has declined a little over 26% since the peak. With mass hoarding
What To Do If My Property Valuation Is Low
A property valuation is a key step in your home or investment property purchase, as it will determine how much the lender is willing to provide you with in terms of finance. The valuation is
Pros and Cons of Rentvesting
Rentvesting can be an invaluable and astute strategy when applied correctly, so this week we’re exploring what rentvesting is, when you might want to consider it and what the pros and cons of such a
What Can $1 Million Buy You Around The World
A million dollar property in Australia used to be a big deal, and in some areas it still is, however if you’re looking to get onto the property ladder in the blue-chip suburbs of Sydney
First Home Loan Deposit Scheme – What You NEED To Know
The First Home Loan Deposit Scheme (FHLDS) has officially kicked off, with the start date being 1 January 2020 for the major lenders, which are National Australia Bank (NAB) and Commonwealth Bank of Australia (CBA),
New Year Resolutions 2020 for Australian Expats
The new year is upon us, and as we now enter the third week of 2020, it’s now time for many of the New Year Resolutions to be forgotten just as quickly as they were
D-Day for Aussie Expat Property Owners
Following the 2017/18 Federal Budget, Australian expat property owners now have some clarity with the Treasury Laws Amendment (Reducing Pressure on Housing Affordability Measures) Bill 2019 having been passed by both the House of Representatives
Top 10 Home Buying Pitfalls to Avoid
Making the decision to buy your own home be a very daunting decision, whether it be your first home that you’re going to live in or you’re adding to your investment portfolio. For many Australians,
Is Your House a Lucky Number?
What are the best house numbers to live in…? Can your house number impact the property’s resale value…? One aspect of purchasing your next home or investment property that may not have been at the
Should I Use a Buyer’s Agent
Two of the key questions that our clients ask us are “Should I use a buyer’s agent..?” and “Are they really worth the money..?” so this week we explore the positives and negatives of engaging
First Home Buyers to Receive a Boost
First home buyers are set to receive a helping hand thanks to the Australian Government passing new laws through Parliament to implement the First Home Loan Deposit Scheme. The scheme means that low and middle
Australia’s Housing Shortage – What This Means for Investors
The Reserve Bank of Australia (RBA) has warned that Australian property could see another price boom given the current increasing population in major capital cities and the ongoing slowdown in the construction sector. This could
Rental Reforms for Victorian Landlords
They have been dubbed the “biggest reforms to renting in Victoria’s history” and have already passed Parliament, so it’s important that any Victorian property investors are aware of these changes. The proposed reforms to the
Afterpay and Your Credit Score
‘Buy now, pay later’ – sweeter sounding words have never been heard, until you miss a payment and it starts impacting your chances of getting a home loan or investment loan for your property. ZipPay
Should I Use a Property Manager..?
Of the approximately 2 million Australian property investors, it is estimated that 75% will work with a property manager to ensure that their investment goes smoothly. There is no ‘one-size-fits-all’ approach to deciding to use
Is it Time to Refinance Your Home Loan..?
Interest rates in Australia are current at record low levels, with the Reserve Bank of Australia (RBA) deciding to keep rates on hold this month at 1%. As global tensions rise, particularly between the US
Deadline Approaching for Westpac Singapore Borrowers GalleryDeadline Approaching for Westpac Singapore Borrowers
Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Home Loan, Home Loans, Investment Savvy Mortgage Broker, Loans, Mortgage Broker, Mortgage Review
Deadline Approaching for Westpac Singapore Borrowers
Westpac announced in the first half of 2019 that they would be unwinding its mortgage portfolio, leaving hundreds of borrowers stranded with a need to refinance before the end of September 2019. With just two
Hidden Costs of Buying a Property
When it comes to planning your property purchase, whether you’re looking to buy an investment property or your own home, it’s important to plan for more than just your standard 20% deposit. It’s also vital
How To Get Yourself Loan Ready
Applying for a new home loan or investment property loan can be a daunting process, particularly if this is your first loan and you’re looking to purchase your first property. Our aim at Loansuite is
What Do APRA’s Moves Mean for Australian Expats
Property prices in most major capital cities in Australia have been on a steady decline since 2017, and as many Australian expats would have faced, it has been difficult to borrow enough capital to enter
Land Tax Changes for Queensland Property Investors
In welcome news for Australian expats who either own or are looking to invest in property in Queensland, the Queensland State Government has announced in the most recent Budget that Australian citizens and permanent residents
What The RBA Rate Cut Means for Australian Expats
The Reserve Bank of Australia (RBA) has cut the Australian cash rate to a new low in June, so it’s important to look at what this could mean for Australian expat property investors and those
Australian Taxes for Australian Expat Property Investors
Australian property remains an attractive investment for both foreign buyers and Australian expats, and this is unlikely to change any time soon. This week we explore the key Australian taxes that Australian expats need to
What the 2019 Election Means for Australian Expats
It was Bill Shorten’s and the Labor Party’s election to lose, and they’ve managed to achieve this with flying colours. Scott Morrison and the Coalition have managed to retain power and will lead Australia for
How Australian Expats Can Vote
The Australian Federal Election has been scheduled for Saturday 18th May, 2019, which is just weeks away. For Australian expats living and working overseas, it’s important to recognise that you still have an obligation to
What the 2019 Australian Budget Means for Property Investors GalleryWhat the 2019 Australian Budget Means for Property Investors
Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Capital Gains Tax, Home Loans, Investment Savvy Mortgage Broker, Mortgage Broker, Property Investment
What the 2019 Australian Budget Means for Property Investors
The 2019 Australian Federal Budget has just been released last week, and it has left Australian property investors with a range of items to be smiling about. With a Federal election, just around the corner
Transferring Ownership of Your Property
There are many occasions and reasons that you may decide to transfer the ownership of your property. It’s important to consider both the financial and legal obligations and implications in these cases, to avoid any
What To Do When The Bank Says No
The last few years have been particularly difficult for Australian expats and residents alike in obtaining financing, particularly for Australian property investors. With many Australian expats in particular being declined by their bank, or finding
FX & Your Australian Property Deposit
As Australian expats, many of us fall into a trap of becoming foreign exchange (FX) ‘traders’ and ‘experts’, creating multi-currency bank accounts and expecting that we’ll be able to generate outstanding returns by taking advantage
Perth Property Market Outlook – February 2019
The Perth property market has been relatively weak since the mining boom and this has led to many investors wondering if we’re now at the bottom. Is 2019 the year to start looking seriously at
How to Teach Your Kids the Value of Money
Let’s face it – financial literacy in our communities is appalling, and our education systems are not moving fast enough to drive meaningful change in this area. Our children are leaving school with valuable life
What Does The Royal Commission Mean For Me
The Hayne report was handed down and released to the public on Monday afternoon of last week. Very few expected that brokers would bear the brunt of the sweeping recommendations made by Hayne, and that
‘Penny Pinching Tips to Save Your Deposit’
“A penny saved is a penny earned” - Benjamin Franklin How can you boost your savings by making some small, simple changes to your daily and weekly habits? This week we identify our top 10 penny-pinching
Can Australian Expats Still Get a Home Loan? GalleryCan Australian Expats Still Get a Home Loan?
Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, First Home Buyers, Home Loan, Home Loans, Investment Savvy Mortgage Broker, Mortgage Broker, Mortgages, Property Investment
Can Australian Expats Still Get a Home Loan?
We are often asked by Australian across the globe one very common question – “I’m an Australian expat, can I still get a home loan or investment property loan in Australia..? With all of the
Couples Saving Hacks to Buy Property
With interest rates in Australia at record lows, it can seem like an impossible task to save up your deposit for your own home. While two heads are better than one and saving as a
Australian Mortgage & Property Outlook for 2019
As the festive season ends and we dive into a fresh new year, it’s always a great time to review your finances, repay any credit card debt that has resulted from the Christmas festivities, and
Your End of 2018 Mortgage Checklist
The end of 2018 is rapidly approaching and this can be a great time to sit down with your family and review your mortgages and personal financial goals. Our team of experts have put together
Help! My Interest-Only Loan Period is Ending
There has been a great deal of media coverage about the alarming number of interest-only loans in the market place as well as the fear that many mortgage holders may face difficulty making repayments if
Top 8 Questions to Ask Your Lender
Whether you’re an Australian expat looking to purchase an investment property back home, or you’re an Australian resident looking to buy your first home, there is a lot you need to know about the features