How To Get Yourself Loan Ready
Applying for a new home loan or investment property loan can be a daunting process, particularly if this is your first loan and you’re looking to purchase your first property. Our aim at Loansuite is
What Do APRA’s Moves Mean for Australian Expats
Property prices in most major capital cities in Australia have been on a steady decline since 2017, and as many Australian expats would have faced, it has been difficult to borrow enough capital to enter
Land Tax Changes for Queensland Property Investors
In welcome news for Australian expats who either own or are looking to invest in property in Queensland, the Queensland State Government has announced in the most recent Budget that Australian citizens and permanent residents
What The RBA Rate Cut Means for Australian Expats
The Reserve Bank of Australia (RBA) has cut the Australian cash rate to a new low in June, so it’s important to look at what this could mean for Australian expat property investors and those
Australian Taxes for Australian Expat Property Investors
Australian property remains an attractive investment for both foreign buyers and Australian expats, and this is unlikely to change any time soon. This week we explore the key Australian taxes that Australian expats need to
What the 2019 Election Means for Australian Expats
It was Bill Shorten’s and the Labor Party’s election to lose, and they’ve managed to achieve this with flying colours. Scott Morrison and the Coalition have managed to retain power and will lead Australia for
How Australian Expats Can Vote
The Australian Federal Election has been scheduled for Saturday 18th May, 2019, which is just weeks away. For Australian expats living and working overseas, it’s important to recognise that you still have an obligation to
What the 2019 Australian Budget Means for Property Investors GalleryWhat the 2019 Australian Budget Means for Property Investors
Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Capital Gains Tax, Home Loans, Investment Savvy Mortgage Broker, Mortgage Broker, Property Investment
What the 2019 Australian Budget Means for Property Investors
The 2019 Australian Federal Budget has just been released last week, and it has left Australian property investors with a range of items to be smiling about. With a Federal election, just around the corner
Transferring Ownership of Your Property
There are many occasions and reasons that you may decide to transfer the ownership of your property. It’s important to consider both the financial and legal obligations and implications in these cases, to avoid any
What To Do When The Bank Says No
The last few years have been particularly difficult for Australian expats and residents alike in obtaining financing, particularly for Australian property investors. With many Australian expats in particular being declined by their bank, or finding
FX & Your Australian Property Deposit
As Australian expats, many of us fall into a trap of becoming foreign exchange (FX) ‘traders’ and ‘experts’, creating multi-currency bank accounts and expecting that we’ll be able to generate outstanding returns by taking advantage
Perth Property Market Outlook – February 2019
The Perth property market has been relatively weak since the mining boom and this has led to many investors wondering if we’re now at the bottom. Is 2019 the year to start looking seriously at
How to Teach Your Kids the Value of Money
Let’s face it – financial literacy in our communities is appalling, and our education systems are not moving fast enough to drive meaningful change in this area. Our children are leaving school with valuable life
What Does The Royal Commission Mean For Me
The Hayne report was handed down and released to the public on Monday afternoon of last week. Very few expected that brokers would bear the brunt of the sweeping recommendations made by Hayne, and that
‘Penny Pinching Tips to Save Your Deposit’
“A penny saved is a penny earned” - Benjamin Franklin How can you boost your savings by making some small, simple changes to your daily and weekly habits? This week we identify our top 10 penny-pinching
Can Australian Expats Still Get a Home Loan? GalleryCan Australian Expats Still Get a Home Loan?
Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, First Home Buyers, Home Loan, Home Loans, Investment Savvy Mortgage Broker, Mortgage Broker, Mortgages, Property Investment
Can Australian Expats Still Get a Home Loan?
We are often asked by Australian across the globe one very common question – “I’m an Australian expat, can I still get a home loan or investment property loan in Australia..? With all of the
Couples Saving Hacks to Buy Property
With interest rates in Australia at record lows, it can seem like an impossible task to save up your deposit for your own home. While two heads are better than one and saving as a
Australian Mortgage & Property Outlook for 2019
As the festive season ends and we dive into a fresh new year, it’s always a great time to review your finances, repay any credit card debt that has resulted from the Christmas festivities, and
Your End of 2018 Mortgage Checklist
The end of 2018 is rapidly approaching and this can be a great time to sit down with your family and review your mortgages and personal financial goals. Our team of experts have put together
Help! My Interest-Only Loan Period is Ending
There has been a great deal of media coverage about the alarming number of interest-only loans in the market place as well as the fear that many mortgage holders may face difficulty making repayments if
Top 8 Questions to Ask Your Lender
Whether you’re an Australian expat looking to purchase an investment property back home, or you’re an Australian resident looking to buy your first home, there is a lot you need to know about the features
Proposed Negative Gearing Changes SIMPLIFIED
It is likely that we will see a federal election called in Australia within the next 12 months, and the Australian Labor Party has proposed some significant changes to the current negative gearing rules. With
Good, Bad and Ugly of Australian Property
Investing in Australian property is a popular choice for many, including residents, expats and foreigners looking for a stable destination for their funds. We are sometimes asked by our clients whether they should stop looking
Australia’s Most Affordable Capital City
In a recent report, Australia has been found to be one of the least affordable countries for people to buy property across the globe. The Grattan Institute study also suggested that more homes be built
7 Ways a Mortgage Broker Can Help You
A common question that we often come across is this: “Why should I use a mortgage broker instead of my local bank..?” There are many answers to the question depending on your own circumstances and
Main Residence Exemption Update for Aussie Expats
Tuesday 16th October 2018 was marked as the day that Australian expat property owners across the globe would finally discover whether the changes to the Main Residence Exemption would be passed. In positive news for
What You Need to Know About Construction Loans
A construction loan could help you build the home of your dreams, or expand your investment property portfolio, and in Australia there is no shortage of choice. In this week’s article we’ll explain everything you
Break Costs – What You Need To Know
A break cost is a penalty that is payable by customers who close down a fixed-rate home loan before its expiry. It’s important to recognise that this break cost is only payable on fixed interest
Reverse Mortgages for Retirees
Reverse mortgages are quite poorly understood in Australia, but could be a valuable strategy to fund your retirement lifestyle. This week we explore what reverse mortgages and equity release products are, how they could help
Loan Strategies for Expecting Parents
If you’re an expecting parent with a little one on the way, firstly congratulations! We know it can be an incredibly exciting and emotional time for parents-to-be, and even daunting when you’re figuring out how
Offset Accounts vs. Redraw
One of the common questions our clients often ask is “Should I use an offset account or redraw facility..?” There isn’t a short answer, but rather it’s important to understand the implications of either one
Which Debt Should I Pay Off First
Debt can be an incredibly powerful tool when understood and managed properly. One of the common questions we’re asked by our clients is, “which of my debts should I be paying off first..?”. It’s not
Removing Emotion for First-Home Buyers
Combining emotions with the purchase of your first home can often lead to overspending, particularly in a seller’s market. As a first-home buyer, this is often a significant purchase and perhaps the largest you’ll make,
Long-Term Renting vs. Airbnb
We are often asked by our clients whether they should consider renting out their Australian investment property on Airbnb or stick with the traditional long-term rental model. There is currently a growing number of property
Pre-Departure Checklist for Aussie Expats
“I can’t think of anything that excites a greater sense of childlike wonder than to be in a country where you are ignorant of almost everything. Suddenly you are five years old again. You can’t
Dry July – Saving Your House Deposit
A glass of wine after work... A cold refreshing beer or two at the end of the week... This behaviour has become commonplace in Australia and many expat destinations around the world. With it being
How To Transfer Money to Australia
Many Australians working around the globe are transferring money from their country of residence to Australia. Whether it’s to pay for the deposit on your new investment property, make regular repayments for your home loan
Loan Types for Aussie Expats
We are constantly bombarded by news headlines and myths that spread like wildfire when it comes to borrowing as an Australian expat. Whether you’re seeking to buy your future home, purchase your first investment property
Should Aussie Expats Buy Property in Trust
One of the most common questions our Aussie expat clients ask us is whether or not they should buy an investment property inside a Trust instead of in their own name. This week we look
Land Tax for Australian Expat Property Investors
Nobody likes to receive an unexpected communication from the Tax Office, particularly if it contains a large bill for your Land Tax that you weren’t ready for. As Australian Expats, we often forget or don’t