Why You Should Get a Pre-Approval
The Australian property market has certainly been ‘hot’ with properties being snapped up within hours and days on the market, and many people paying well over reserve prices at auctions. How can you put yourself
End of Financial Year Tips for Australian Landlords
Australian property can be an excellent long-term investment, and over the last 6 – 12 months, we have seen more and more wanting to become landlords. Property prices in most Australian capital cities are steadily
Genuine Savings & Your Home Loan – What You Need to Know
When applying for a home loan or mortgage for an investment property, you will need to show the bank that you have genuine savings. This means actual savings from your salary, or another form of
What New Zealand Property Changes Mean for Australia
The New Zealand property market has seen a sharp increase over the past 12 months, with the overall property market increasing by 23 percent in just 12 months, which has sparked action by the New
Can I Buy an Australian Partner if my Partner isn’t Australian
With thousands of Australians becoming expats each year in search of new opportunities and adventures in countries near and far, it’s common for many to meet and enter into relationships with people from all of
Fixed, Variable & Split Loans – Which is RIGHT for you?
Navigating the mortgage and home loan space can be a daunting task. Not only is it important to consider which lender is going to be right for you and how much you should borrow, but
Red Flags When Inspecting a Property
A key step when purchasing your own home or an investment property is to carry out an inspection of the building. Whether you’re buying your first home, or you’re an experienced investor, inspecting a house
How Does Your Credit Score Compare?
If you’re looking to buy your own home, purchase a residential investment property, or even refinance your existing loans, a great place to start is to check your credit score and work out where you
What Happens to My Mortgage During Divorce
A divorce can be an incredibly difficult and emotionally stressful process for anyone to go through. When you have to start to explore how you will unravel and separate your finances, this can be made
Australian Property Price Performance During Covid-19
When Covid-19 first broke out, many of the experts and bank analysts expected a significant drop in the Australian property market. Fortunately, this wasn’t the case for a number of key reasons including; Australian banks
Australian Property Price Forecasts for 2021
Many Australian expats and residents have been turning to property as a popular investment choice over the last 6 months, and demand for Australian property is expected to remain strong. With interest rates at record
New Year Mortgage & Property Resolutions
We’re now into our fourth week of 2021 – how are your New Year’s resolutions tracking so far..? Have you kept up your commitment to head to the gym every week? Stayed on course to
Victoria Stamp Duty Changes for 2021
The 2020 Victorian State Budget has been a positive one for homebuyers, providing many with an opportunity to get into the market earlier with changes to stamp duty. While Victoria has decided that they wouldn’t
House & Land Packages – Pros and Cons
House and land packages are by no means a new concept, but they have grown significantly in terms of their popularity amongst both investors and owner-occupiers. Of those owner occupiers surveyed, it was found that
NSW Stamp Duty Changes in 2020
The Australian residential real estate market is currently valued at approximately $7.1 trillion, representing the largest asset class in the country. To put this in perspective, Australia’s superannuation system, one of the largest in the
Savings Tips for the 5 Money Personality Types
Many psychologists across the globe believe that how we deal with and interact with money, including both our saving and spending habits, are largely based on how we saw our parents handle money. Were they
Your Property Investment Dream Team
One of the most common aspects that separates the truly wealthy from the rest is that they recognise the value of paying for advice. This is particularly true when it comes to their property investment
Top Holiday Destinations in WA
We certainly feel like we’ve all earned a bit of a break as we approach the end of 2020. Given that for most of us, boarding a flight to a tropical destinations is not possible,
Using a Term Deposit as Security for Your Property
One possible strategy to purchase an investment property is to utilise what is called a Term Deposit Guarantee. This is typically beneficial for two key groups of people: A guarantor, such as parents or other
5 Key Reasons the Aussie Property Market Is Holding Up
Confidence in the Australian property market has seen a significant boost over recent months, with the Australia-wide ‘time to buy a dwelling index’, which measures how many believe now is a good time to buy
The Australian Budget 2020 & the Property Market
The Australian Federal Budget for 2020 was one of the most widely anticipated given these unprecedented times we’re all going through. All eyes were on where spending would be directed, how jobs growth would be
What Doesn’t Impact My Credit Score
We often find there is a great deal of confusion when it comes to your credit score and what variables do impact it and what don’t. This week we thought we’d dispel some commonly held
Common Australian Property Misconceptions During Covid-19
For many Australian households these truly are unprecedented times and it’s perfectly understandable that many are feeling uncertain about what financial moves they should be making, particularly when it comes to property. There could be
Homebuilder Grant – FAQs
The Federal Government in Australia has recently announced the $25,000 Homebuilder grant to be paid tax-free to those Australians who are looking to build or renovate their home. This has been announced by the Government
Secrets to Successful Saving
Have you ever wondered why some people seem to save a lot more money than you do even though they might earn less? Are you finding it difficult to achieve your savings goals to buy
How to Stay On Top of the Property Market
Volatility creates opportunities, and many astute property investors and analysts are expecting that COVID-19 will lead to exactly that for the Australian property market. With many watching the market, and wanting to stay abreast of
COVID-19 Update for NSW Landlords
Our vast land, open spaces and locking down the cities have allowed Australia to fare very well during COVID-19. As we start to re-open, lift some of the restrictive measures, and start occupying our cities
COVID-19 Update for Landlords in Victoria
The Victorian Government has passed legislation to support both landlords and tenants during COVID-19 as well as providing some clarity for those investors with property in Victoria. The $500 million package announced by the Government
Buying Property During Coronavirus
There is currently no clear answer as to how the Australian property market will react to the Coronavirus pandemic. The one thing that is currently clear is that the volume of transactions has decreased and
Landlord Rights During COVID-19
Australia’s residential landlords are in need of assistance from the Australian Government during this Covid-19 pandemic, to enable them to provide the relief that is expected of so many to their tenants. The Chairperson of
Australian Lenders Respond to COVID-19
There is no doubt that a great deal has changed over the last 3 months with the spread of COVID-19 across the globe. We’ve seen the COVID-19 case numbers breakthrough 500,000 worldwide with the majority
Australia’s Response to the Coronavirus
The Dow Jones has dropped a whopping 25% since the announcement of the Coronavirus, and the All Ordinaries, representing the Australian stock market, has declined a little over 26% since the peak. With mass hoarding
What To Do If My Property Valuation Is Low
A property valuation is a key step in your home or investment property purchase, as it will determine how much the lender is willing to provide you with in terms of finance. The valuation is
Pros and Cons of Rentvesting
Rentvesting can be an invaluable and astute strategy when applied correctly, so this week we’re exploring what rentvesting is, when you might want to consider it and what the pros and cons of such a
What Can $1 Million Buy You Around The World
A million dollar property in Australia used to be a big deal, and in some areas it still is, however if you’re looking to get onto the property ladder in the blue-chip suburbs of Sydney
First Home Loan Deposit Scheme – What You NEED To Know
The First Home Loan Deposit Scheme (FHLDS) has officially kicked off, with the start date being 1 January 2020 for the major lenders, which are National Australia Bank (NAB) and Commonwealth Bank of Australia (CBA),
New Year Resolutions 2020 for Australian Expats
The new year is upon us, and as we now enter the third week of 2020, it’s now time for many of the New Year Resolutions to be forgotten just as quickly as they were
D-Day for Aussie Expat Property Owners
Following the 2017/18 Federal Budget, Australian expat property owners now have some clarity with the Treasury Laws Amendment (Reducing Pressure on Housing Affordability Measures) Bill 2019 having been passed by both the House of Representatives
Top 10 Home Buying Pitfalls to Avoid
Making the decision to buy your own home be a very daunting decision, whether it be your first home that you’re going to live in or you’re adding to your investment portfolio. For many Australians,
Is Your House a Lucky Number?
What are the best house numbers to live in…? Can your house number impact the property’s resale value…? One aspect of purchasing your next home or investment property that may not have been at the