Australian Expats

|Australian Expats

How Australian Expats Can Vote

By |2019-05-01T08:56:15+08:00May 1st, 2019|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore|

The Australian Federal Election has been scheduled for Saturday 18th May, 2019, which is just weeks away. For Australian expats living and working overseas, it’s important to recognise that you still have an obligation to

What the 2019 Australian Budget Means for Property Investors

By |2019-04-09T08:34:56+08:00April 9th, 2019|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Capital Gains Tax, Home Loans, Investment Savvy Mortgage Broker, Mortgage Broker, Property Investment|

The 2019 Australian Federal Budget has just been released last week, and it has left Australian property investors with a range of items to be smiling about. With a Federal election, just around the corner

Transferring Ownership of Your Property

By |2019-03-21T07:31:25+08:00March 21st, 2019|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore|

There are many occasions and reasons that you may decide to transfer the ownership of your property. It’s important to consider both the financial and legal obligations and implications in these cases, to avoid any

What To Do When The Bank Says No

By |2019-03-12T08:08:43+08:00March 12th, 2019|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Home Loan, Home Loans, Investment Savvy Mortgage Broker, Mortgage Broker, Mortgages|

The last few years have been particularly difficult for Australian expats and residents alike in obtaining financing, particularly for Australian property investors. With many Australian expats in particular being declined by their bank, or finding

FX & Your Australian Property Deposit

By |2019-03-05T07:37:45+08:00March 5th, 2019|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Foreign Exchange, Mortgage Broker|

As Australian expats, many of us fall into a trap of becoming foreign exchange (FX) ‘traders’ and ‘experts’, creating multi-currency bank accounts and expecting that we’ll be able to generate outstanding returns by taking advantage

Perth Property Market Outlook – February 2019

By |2019-02-26T07:54:34+08:00February 26th, 2019|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Property Investment|

The Perth property market has been relatively weak since the mining boom and this has led to many investors wondering if we’re now at the bottom. Is 2019 the year to start looking seriously at

How to Teach Your Kids the Value of Money

By |2019-02-19T07:42:40+08:00February 19th, 2019|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Budgeting, Family, Finance, Investment Savvy Mortgage Broker, Loans, Mortgage Broker|

Let’s face it – financial literacy in our communities is appalling, and our education systems are not moving fast enough to drive meaningful change in this area. Our children are leaving school with valuable life

What Does The Royal Commission Mean For Me

By |2019-02-13T08:25:04+08:00February 13th, 2019|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Investment Savvy Mortgage Broker, Mortgage Broker, Mortgage Review, Mortgages|

The Hayne report was handed down and released to the public on Monday afternoon of last week. Very few expected that brokers would bear the brunt of the sweeping recommendations made by Hayne, and that

‘Penny Pinching Tips to Save Your Deposit’

By |2019-02-06T07:59:48+08:00February 6th, 2019|Aussie Expats, Australian Expat Mortgages, Australian Expats, Budgeting, First Home Buyers, Saving|

“A penny saved is a penny earned” - Benjamin Franklin How can you boost your savings by making some small, simple changes to your daily and weekly habits? This week we identify our top 10 penny-pinching

Can Australian Expats Still Get a Home Loan?

By |2019-01-30T08:02:21+08:00January 30th, 2019|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, First Home Buyers, Home Loan, Home Loans, Investment Savvy Mortgage Broker, Mortgage Broker, Mortgages, Property Investment|

We are often asked by Australian across the globe one very common question – “I’m an Australian expat, can I still get a home loan or investment property loan in Australia..? With all of the

Couples Saving Hacks to Buy Property

By |2019-01-22T08:31:25+08:00January 22nd, 2019|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, First Home Buyers, Home Loan, Home Loans, Investment Savvy Mortgage Broker, Saving|

With interest rates in Australia at record lows, it can seem like an impossible task to save up your deposit for your own home. While two heads are better than one and saving as a

Australian Mortgage & Property Outlook for 2019

By |2019-01-16T07:35:07+08:00January 16th, 2019|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Finance, Home Loan, Home Loans, Interest Rates, Investment Savvy Mortgage Broker, Property Investment|

As the festive season ends and we dive into a fresh new year, it’s always a great time to review your finances, repay any credit card debt that has resulted from the Christmas festivities, and

Your End of 2018 Mortgage Checklist

By |2018-12-19T07:46:32+08:00December 19th, 2018|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore|

The end of 2018 is rapidly approaching and this can be a great time to sit down with your family and review your mortgages and personal financial goals. Our team of experts have put together

Help! My Interest-Only Loan Period is Ending

By |2018-12-16T08:47:50+08:00December 5th, 2018|Aussie Expats, Australian Expat Mortgages, Australian Expats, Finance, Financial Year, Mortgage Broker, Mortgages|

There has been a great deal of media coverage about the alarming number of interest-only loans in the market place as well as the fear that many mortgage holders may face difficulty making repayments if

Top 8 Questions to Ask Your Lender

By |2018-11-27T09:00:44+08:00November 27th, 2018|Aussie Expats, Australian Expat Mortgages, Australian Expats, Home Loan, Home Loans, Investment Savvy Mortgage Broker, Mortgage Broker, Mortgage Review, Mortgages|

Whether you’re an Australian expat looking to purchase an investment property back home, or you’re an Australian resident looking to buy your first home, there is a lot you need to know about the features

Proposed Negative Gearing Changes SIMPLIFIED

By |2018-11-20T08:39:19+08:00November 20th, 2018|Aussie Expats, Australian Expat Mortgages, Australian Expats, Capital Gains Tax, Gearing, Mortgage Broker|

It is likely that we will see a federal election called in Australia within the next 12 months, and the Australian Labor Party has proposed some significant changes to the current negative gearing rules. With

Good, Bad and Ugly of Australian Property

By |2018-11-13T09:05:37+08:00November 13th, 2018|Aussie Expats, Australian Expat Mortgages, Australian Expats, Property Investment|

Investing in Australian property is a popular choice for many, including residents, expats and foreigners looking for a stable destination for their funds. We are sometimes asked by our clients whether they should stop looking

Australia’s Most Affordable Capital City

By |2018-11-07T07:29:31+08:00November 7th, 2018|Aussie Expats, Australian Expat Mortgages, Australian Expats, Home Loan, Home Loans, Mortgage Broker|

In a recent report, Australia has been found to be one of the least affordable countries for people to buy property across the globe. The Grattan Institute study also suggested that more homes be built

7 Ways a Mortgage Broker Can Help You

By |2018-10-30T07:58:58+08:00October 30th, 2018|Aussie Expats, Australian Expat Mortgages, Australian Expats, Mortgage Broker, Mortgages, Refinance|

A common question that we often come across is this: “Why should I use a mortgage broker instead of my local bank..?” There are many answers to the question depending on your own circumstances and

Main Residence Exemption Update for Aussie Expats

By |2018-10-25T08:05:24+08:00October 25th, 2018|Aussie Expats, Australian Expat Mortgages, Australian Expats, Capital Gains Tax, Mortgage Broker|

Tuesday 16th October 2018 was marked as the day that Australian expat property owners across the globe would finally discover whether the changes to the Main Residence Exemption would be passed. In positive news for

What You Need to Know About Construction Loans

By |2018-10-16T07:26:30+08:00October 16th, 2018|Aussie Expats, Australian Expat Mortgages, Australian Expats, Construction Loan, Mortgage Broker, Mortgages|

A construction loan could help you build the home of your dreams, or expand your investment property portfolio, and in Australia there is no shortage of choice. In this week’s article we’ll explain everything you

Break Costs – What You Need To Know

By |2018-09-27T10:02:11+08:00September 27th, 2018|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Home Loan, Home Loans, Interest Rates, Mortgage Broker, Mortgages|

A break cost is a penalty that is payable by customers who close down a fixed-rate home loan before its expiry. It’s important to recognise that this break cost is only payable on fixed interest

Reverse Mortgages for Retirees

By |2018-09-18T07:55:05+08:00September 18th, 2018|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Home Loans, Retirement|

Reverse mortgages are quite poorly understood in Australia, but could be a valuable strategy to fund your retirement lifestyle. This week we explore what reverse mortgages and equity release products are, how they could help

Loan Strategies for Expecting Parents

By |2018-09-11T08:18:34+08:00September 11th, 2018|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Home Loan, Home Loans, Mortgage Broker, Mortgage Review, Mortgages|

If you’re an expecting parent with a little one on the way, firstly congratulations! We know it can be an incredibly exciting and emotional time for parents-to-be, and even daunting when you’re figuring out how

Which Debt Should I Pay Off First

By |2018-08-28T08:35:46+08:00August 28th, 2018|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Loans, Mortgage Broker, Mortgages|

Debt can be an incredibly powerful tool when understood and managed properly. One of the common questions we’re asked by our clients is, “which of my debts should I be paying off first..?”. It’s not

Removing Emotion for First-Home Buyers

By |2018-08-14T07:39:51+08:00August 14th, 2018|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, First Home Buyers|

Combining emotions with the purchase of your first home can often lead to overspending, particularly in a seller’s market. As a first-home buyer, this is often a significant purchase and perhaps the largest you’ll make,

Long-Term Renting vs. Airbnb

By |2018-08-07T07:20:35+08:00August 7th, 2018|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Property Investment|

We are often asked by our clients whether they should consider renting out their Australian investment property on Airbnb or stick with the traditional long-term rental model. There is currently a growing number of property

Pre-Departure Checklist for Aussie Expats

By |2018-08-01T07:52:25+08:00August 1st, 2018|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore|

“I can’t think of anything that excites a greater sense of childlike wonder than to be in a country where you are ignorant of almost everything. Suddenly you are five years old again. You can’t

Dry July – Saving Your House Deposit

By |2018-07-24T08:42:47+08:00July 24th, 2018|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, First Home Buyers|

A glass of wine after work... A cold refreshing beer or two at the end of the week... This behaviour has become commonplace in Australia and many expat destinations around the world. With it being

How To Transfer Money to Australia

By |2018-07-18T08:12:06+08:00July 18th, 2018|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Investment Savvy Mortgage Broker|

Many Australians working around the globe are transferring money from their country of residence to Australia. Whether it’s to pay for the deposit on your new investment property, make regular repayments for your home loan

Loan Types for Aussie Expats

By |2018-07-11T07:58:38+08:00July 11th, 2018|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Home Loan, Home Loans, Investment Savvy Mortgage Broker, Loans, Mortgage Broker, Mortgages|

We are constantly bombarded by news headlines and myths that spread like wildfire when it comes to borrowing as an Australian expat. Whether you’re seeking to buy your future home, purchase your first investment property

Should Aussie Expats Buy Property in Trust

By |2018-07-03T08:19:33+08:00July 3rd, 2018|Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Mortgage Broker, Mortgages|

One of the most common questions our Aussie expat clients ask us is whether or not they should buy an investment property inside a Trust instead of in their own name. This week we look

Land Tax for Australian Expat Property Investors

By |2018-06-26T08:33:39+08:00June 26th, 2018|Aussie Expats, Australian Expat Mortgages, Australian Expats, Land Tax, Property Investment, Tax|

Nobody likes to receive an unexpected communication from the Tax Office, particularly if it contains a large bill for your Land Tax that you weren’t ready for. As Australian Expats, we often forget or don’t

Top Performing Australian Suburbs of 2018

By |2018-06-19T08:20:17+08:00June 19th, 2018|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Investment Savvy Mortgage Broker, Property Investment|

“Compound interest is the eighth wonder of the world…he who understands it, earns it…he who doesn’t, pays it” Albert Einstein   Australian property is one of the greatest examples of compounding returns, and as many

Aussie Expat Lending Myths BUSTED

By |2018-06-05T08:13:05+08:00June 5th, 2018|Aussie Expats, Australian Expat Mortgages, Australian Expats, Investment Savvy Mortgage Broker|

There have been many myths floating around the Australian expat hubs such as London, Singapore, New York and Hong Kong, so our team thought it was time to dispel some of the more common Aussie

How To Find The RIGHT Property Manager

By |2018-05-30T08:44:56+08:00May 30th, 2018|Aussie Expats, Australian Expat Mortgages, Australian Expats, Investment Savvy Mortgage Broker, Property Investment, Property Manager|

For many Australians, owning a property will be one of the most important financial commitments of their lives. For Australian expats, purchasing an investment property back home is often an attractive strategy, particularly when in

Gearing Strategies for Australian Expats

By |2018-05-09T07:50:53+08:00May 9th, 2018|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Home Loans, Interest Rates, Investment Savvy Mortgage Broker, Mortgage Broker, Mortgages, Tax|

When it comes to designing your Australian property investment and gearing strategy, one of the key elements that you need to consider is the overall cash flow. Are you looking for your property investment to

End of Financial Year Checklist 2018

By |2018-05-02T08:08:19+08:00May 2nd, 2018|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Finance, Financial Year, Tax|

The end of the Australian financial year is rapidly approaching so we wanted to put together an End of Financial Year 2018 checklist for Australian expats when it comes to your personal finances. Whether you’re

Buying Property with a Friend

By |2018-04-24T10:11:42+08:00April 24th, 2018|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, First Home Buyers, Property Investment|

For many Australian expats, and particularly those living in Australia, buying property with a friend can be an attractive strategy to get onto the property ladder. With property prices in Australia now being out of

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