New Year Home Loan Health Check for 2022
From all of us here at Loansuite, we wish you a very happy, healthy and prosperous new year ahead. We’re optimistic about what 2022 has in store for us, and we sincerely hope that it’s
Zoning Rules Across Australia
Australian property prices have seen strong performance across most of the country, and as a result, many property investors and homeowners are now exploring their options of downsizing, selling to realise the profits, refinance to
Australian Rental Prices Up Nearly 10%
Australian property investors should be pleased to read the latest data, with Australian property rents up 8.9% in the 12 months to October 2021. This marks the largest increase in rental prices in Australia since
Offset Accounts vs Redraw
An offset account and a redraw facility are common features for Australian home loans and mortgages, however many Australian residents and expats don’t fully understand the differences between the two and the tax consequences that
Australian Property Price Forecasts for 2021 – 2024
The Australian property market continues to perform well, and those that are looking to buy either their own home or investment property will know first-hand just how quickly properties are being snapped up on the
Victorian HomeBuyer Fund Goes LIVE
The Victorian Government has announced that the Victorian Homebuyer Fund (VHF) is now ready for launch, which will inject a further $500 million into the system. A key aim of the new incentive is to
Serviceability Rate Buffers On The Rise
We announced just recently that both the Australian Prudential Regulation Authority (APRA) and Australia’s Treasurer, Josh Frydenberg, had expressed their concerns about the high levels of household debt relative to income levels, and this is
Can Self-Employed Aussie Expats Get a Home Loan? GalleryCan Self-Employed Aussie Expats Get a Home Loan?
Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Home Loan, Home Loans, Investment Savvy Mortgage Broker, Loans, Mortgage Broker, Self-Employed Aussie Expat Mortgage, Self-Employed Mortgage
Can Self-Employed Aussie Expats Get a Home Loan?
“I’m a self-employed Australian expat living and working abroad, can I still get a home loan in Australia..?” The good news is that the answer to this question in most instances is yes. Of the
Is Lending About to Get Tougher in Australia?
Is it about to get more difficult to get a home loan, investment loan, or refinance your existing mortgage in Australia..? Based on the commentary and data that is being released, this looks to be
How to Buy in a Rising Market
Australian property prices have seen very strong growth numbers over the past 18 months, with most regions seeing double-digit returns, and with supply levels remaining quite low, expectations are that this level of activity may
How to SPOT and AVOID loan scams
Covid-19 has certainly seen a significant rise in the level of digital theft and online scams, so it’s important to understand the warning signs, and how you can ensure that you and your family are
The Most Common First Home Buyer Mistakes
Buying your first home will, for many, be one of the largest purchases you will make in your lifetime. Given the significance of the financial outlay, it is certainly worth taking the time to do
Where is it Cheaper to Buy than Rent
With interest rates in Australia at historical lows, many people renting as well as Australian expats are considering buying their own home or future residence. While many are concerned about how quickly property prices across
What Property Investors Can Learn from Monopoly
The game of Monopoly was first patented in 1935, and since then has been translated into over 37 languages and distributed in over 100 countries across the globe. For our team at Loansuite, we all
Will My Buy Now, Pay Later Account Affect My Home Loan
The recent surge in Buy Now, Pay Later (BNPL) providers in Australia, and across the globe, has created a lot of interest amongst many. This increase has also changed the way a lot of people,
Can I Buy Property with my Non-Australian Spouse?
A common question that we’re asked by many of our Australian expat clients when they’re looking at buying their own home is – “My spouse / partner isn’t Australian, is there anything I need to
Should I Get a Home Loan Before Repatriating to Australia..?
The past 18 months since early 2020 has caused many Australian expats to consider their plans to move back home to Australia. Whether it be concerns about job security, missing family back at home, or
Current Cashback Offers for Refinancing & New Loans – August 2021
Many Australian lenders will offer ‘cashback’ incentives for both purchases and refinances that are submitted by a particular date. Naturally, this is designed to attract new borrowers to them, however, it’s important to really do
Aussie Expat Property Buyer’s Checklist
Purchasing a property in Australia, whether it be for investment purposes or as your primary residence, can be a stressful experience for most. This can be even more the case for Australian expats living and
Will Lockdowns Dampen Sydney & Melbourne Property
There have been a number of snap lockdowns across Australia recently due to Covid-19, particularly in the eastern capitals of Melbourne and Sydney. As a result of this, many are beginning to question whether these
How Have Australian Property Prices Performed to June 2021
Australian property prices have been surging since Covid-19 wreaked havoc on the Australian economy in 2020, and it is showing little sign of slowing down. This week our team at Loansuite takes a look at
CASE STUDY – The Power of Offset Accounts
We recently helped a new Australian expat client of ours structure the new loan on their Melbourne investment property in May of this, and given how frequently we come across this scenario, we thought it
Fixed Rates Likely to Start Rising in Australia GalleryFixed Rates Likely to Start Rising in Australia
Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Home Loan, Home Loans, Interest Rates, Investment Savvy Mortgage Broker, Loans, Mortgage Broker, Mortgage Review, Mortgages, Refinance
Fixed Rates Likely to Start Rising in Australia
Fixed interest rates for both owner-occupiers and property investors in Australia have rarely been more attractive than the past year, but could all of this be coming to an end. This week our team at
What’s a Deposit Bond & When Should I Use It
The Australian property market has been in strong demand across most major capital cities over the past 6 – 12 months, and this is showing little signs of slowing down in the short term. With
Unlocking Equity in Your Home for Renovations
Are you thinking about renovating your home or investment property? Are you an Australian expat currently working abroad and starting to think about returning home, but before you do you want to renovate your existing
Proposed Tax Residency Changes for Australian Expats
The recently announced Australian Federal Budget was always expected to be a ‘cash splash’ Budget with an election just around the corner, however, what many weren’t expecting was the change to the Australian tax residency
High End Property Buyers in Victoria Hit with Tax Increases
The 2021 Victorian State Budget contained some rather unwelcome tax news for higher end property buyers in the state. Despite changes late last year in the state to encourage first home buyers with stamp duty
Why You Should Get a Pre-Approval
The Australian property market has certainly been ‘hot’ with properties being snapped up within hours and days on the market, and many people paying well over reserve prices at auctions. How can you put yourself
End of Financial Year Tips for Australian Landlords
Australian property can be an excellent long-term investment, and over the last 6 – 12 months, we have seen more and more wanting to become landlords. Property prices in most Australian capital cities are steadily
Genuine Savings & Your Home Loan – What You Need to Know
When applying for a home loan or mortgage for an investment property, you will need to show the bank that you have genuine savings. This means actual savings from your salary, or another form of
What New Zealand Property Changes Mean for Australia
The New Zealand property market has seen a sharp increase over the past 12 months, with the overall property market increasing by 23 percent in just 12 months, which has sparked action by the New
Can I Buy an Australian Partner if my Partner isn’t Australian
With thousands of Australians becoming expats each year in search of new opportunities and adventures in countries near and far, it’s common for many to meet and enter into relationships with people from all of
Fixed, Variable & Split Loans – Which is RIGHT for you?
Navigating the mortgage and home loan space can be a daunting task. Not only is it important to consider which lender is going to be right for you and how much you should borrow, but
Red Flags When Inspecting a Property
A key step when purchasing your own home or an investment property is to carry out an inspection of the building. Whether you’re buying your first home, or you’re an experienced investor, inspecting a house
How Does Your Credit Score Compare?
If you’re looking to buy your own home, purchase a residential investment property, or even refinance your existing loans, a great place to start is to check your credit score and work out where you
What Happens to My Mortgage During Divorce
A divorce can be an incredibly difficult and emotionally stressful process for anyone to go through. When you have to start to explore how you will unravel and separate your finances, this can be made
Australian Property Price Performance During Covid-19
When Covid-19 first broke out, many of the experts and bank analysts expected a significant drop in the Australian property market. Fortunately, this wasn’t the case for a number of key reasons including; Australian banks
Australian Property Price Forecasts for 2021
Many Australian expats and residents have been turning to property as a popular investment choice over the last 6 months, and demand for Australian property is expected to remain strong. With interest rates at record
New Year Mortgage & Property Resolutions
We’re now into our fourth week of 2021 – how are your New Year’s resolutions tracking so far..? Have you kept up your commitment to head to the gym every week? Stayed on course to
Victoria Stamp Duty Changes for 2021
The 2020 Victorian State Budget has been a positive one for homebuyers, providing many with an opportunity to get into the market earlier with changes to stamp duty. While Victoria has decided that they wouldn’t