Can Self-Employed Aussie Expats Get a Home Loan?

By |2021-10-15T08:44:45+08:00October 15th, 2021|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Home Loan, Home Loans, Investment Savvy Mortgage Broker, Loans, Mortgage Broker, Self-Employed Aussie Expat Mortgage, Self-Employed Mortgage|

“I’m a self-employed Australian expat living and working abroad, can I still get a home loan in Australia..?” The good news is that the answer to this question in most instances is yes. Of the

How to Buy in a Rising Market

By |2021-09-28T11:40:16+08:00September 28th, 2021|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Home Loans, Investment Savvy Mortgage Broker, Property Investment|

Australian property prices have seen very strong growth numbers over the past 18 months, with most regions seeing double-digit returns, and with supply levels remaining quite low, expectations are that this level of activity may

The Most Common First Home Buyer Mistakes

By |2021-09-14T08:59:45+08:00September 14th, 2021|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, First Home Buyers, Home Loan, Home Loans, Investment Savvy Mortgage Broker, Mortgage Broker, Mortgages|

Buying your first home will, for many, be one of the largest purchases you will make in your lifetime. Given the significance of the financial outlay, it is certainly worth taking the time to do

What Property Investors Can Learn from Monopoly

By |2021-08-31T07:13:46+08:00August 31st, 2021|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Property Investment|

The game of Monopoly was first patented in 1935, and since then has been translated into over 37 languages and distributed in over 100 countries across the globe. For our team at Loansuite, we all

Will My Buy Now, Pay Later Account Affect My Home Loan

By |2021-08-24T06:23:54+08:00August 24th, 2021|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Investment Savvy Mortgage Broker|

The recent surge in Buy Now, Pay Later (BNPL) providers in Australia, and across the globe, has created a lot of interest amongst many. This increase has also changed the way a lot of people,

Can I Buy Property with my Non-Australian Spouse?

By |2021-08-17T09:19:57+08:00August 17th, 2021|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Loans, Mortgage Broker, Property Investment|

A common question that we’re asked by many of our Australian expat clients when they’re looking at buying their own home is – “My spouse / partner isn’t Australian, is there anything I need to

Should I Get a Home Loan Before Repatriating to Australia..?

By |2021-08-10T09:12:31+08:00August 10th, 2021|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Home Loans, Investment Savvy Mortgage Broker, Mortgage Broker, Repatriation|

The past 18 months since early 2020 has caused many Australian expats to consider their plans to move back home to Australia. Whether it be concerns about job security, missing family back at home, or

Aussie Expat Property Buyer’s Checklist

By |2021-07-27T07:16:06+08:00July 27th, 2021|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, First Home Buyers, Investment Savvy Mortgage Broker, Mortgage Broker, Property Investment|

Purchasing a property in Australia, whether it be for investment purposes or as your primary residence, can be a stressful experience for most. This can be even more the case for Australian expats living and

Fixed Rates Likely to Start Rising in Australia

By |2021-06-29T08:41:30+08:00June 29th, 2021|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Home Loan, Home Loans, Interest Rates, Investment Savvy Mortgage Broker, Loans, Mortgage Broker, Mortgage Review, Mortgages, Refinance|

Fixed interest rates for both owner-occupiers and property investors in Australia have rarely been more attractive than the past year, but could all of this be coming to an end. This week our team at

What’s a Deposit Bond & When Should I Use It

By |2021-06-22T08:25:53+08:00June 22nd, 2021|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Home Loan, Home Loans, Mortgage Broker, Mortgages|

The Australian property market has been in strong demand across most major capital cities over the past 6 – 12 months, and this is showing little signs of slowing down in the short term. With

Unlocking Equity in Your Home for Renovations

By |2021-06-15T07:08:48+08:00June 15th, 2021|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Home Loan, Home Loans, Mortgage Broker, Mortgages|

Are you thinking about renovating your home or investment property? Are you an Australian expat currently working abroad and starting to think about returning home, but before you do you want to renovate your existing

Proposed Tax Residency Changes for Australian Expats

By |2021-06-01T07:26:44+08:00June 1st, 2021|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Capital Gains Tax, Tax|

The recently announced Australian Federal Budget was always expected to be a ‘cash splash’ Budget with an election just around the corner, however, what many weren’t expecting was the change to the Australian tax residency

Genuine Savings & Your Home Loan – What You Need to Know

By |2021-04-06T07:03:17+08:00April 6th, 2021|Aussie Expats, Australian Expats, Australian Expats in Singapore, First Home Buyers, Home Loan, Home Loans, Investment Savvy Mortgage Broker, Mortgage Broker, Mortgages|

When applying for a home loan or mortgage for an investment property, you will need to show the bank that you have genuine savings. This means actual savings from your salary, or another form of

House & Land Packages – Pros and Cons

By |2020-12-16T07:07:27+08:00December 16th, 2020|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Property Investment|

House and land packages are by no means a new concept, but they have grown significantly in terms of their popularity amongst both investors and owner-occupiers. Of those owner occupiers surveyed, it was found that

NSW Stamp Duty Changes in 2020

By |2020-12-09T06:49:21+08:00December 9th, 2020|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore|

The Australian residential real estate market is currently valued at approximately $7.1 trillion, representing the largest asset class in the country. To put this in perspective, Australia’s superannuation system, one of the largest in the

Savings Tips for the 5 Money Personality Types

By |2020-11-26T08:54:15+08:00November 26th, 2020|Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Budgeting, Family, Saving|

Many psychologists across the globe believe that how we deal with and interact with money, including both our saving and spending habits, are largely based on how we saw our parents handle money. Were they

Using a Term Deposit as Security for Your Property

By |2020-11-04T07:31:35+08:00November 4th, 2020|Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore|

One possible strategy to purchase an investment property is to utilise what is called a Term Deposit Guarantee. This is typically beneficial for two key groups of people: A guarantor, such as parents or other

5 Key Reasons the Aussie Property Market Is Holding Up

By |2020-10-27T07:03:09+08:00October 27th, 2020|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Property Investment|

Confidence in the Australian property market has seen a significant boost over recent months, with the Australia-wide ‘time to buy a dwelling index’, which measures how many believe now is a good time to buy

The Australian Budget 2020 & the Property Market

By |2020-10-20T06:58:00+08:00October 20th, 2020|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Property Investment|

The Australian Federal Budget for 2020 was one of the most widely anticipated given these unprecedented times we’re all going through. All eyes were on where spending would be directed, how jobs growth would be

Common Australian Property Misconceptions During Covid-19

By |2020-09-23T07:14:33+08:00September 23rd, 2020|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Property Investment|

For many Australian households these truly are unprecedented times and it’s perfectly understandable that many are feeling uncertain about what financial moves they should be making, particularly when it comes to property. There could be

Homebuilder Grant – FAQs

By |2020-06-24T07:24:28+08:00June 24th, 2020|Aussie Expats, Australian Expats, Australian Expats in Singapore, First Home Buyers, Home Loan, Home Loans, Investment Savvy Mortgage Broker, Mortgage Broker|

The Federal Government in Australia has recently announced the $25,000 Homebuilder grant to be paid tax-free to those Australians who are looking to build or renovate their home. This has been announced by the Government

Secrets to Successful Saving

By |2020-06-19T07:55:42+08:00June 19th, 2020|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Budgeting, Saving|

Have you ever wondered why some people seem to save a lot more money than you do even though they might earn less? Are you finding it difficult to achieve your savings goals to buy

How to Stay On Top of the Property Market

By |2020-06-02T08:10:07+08:00June 2nd, 2020|Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Property Investment|

Volatility creates opportunities, and many astute property investors and analysts are expecting that COVID-19 will lead to exactly that for the Australian property market. With many watching the market, and wanting to stay abreast of

COVID-19 Update for NSW Landlords

By |2020-05-20T07:51:47+08:00May 20th, 2020|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Property Investment|

Our vast land, open spaces and locking down the cities have allowed Australia to fare very well during COVID-19. As we start to re-open, lift some of the restrictive measures, and start occupying our cities

COVID-19 Update for Queensland Landlords

By |2020-04-28T07:23:57+08:00April 28th, 2020|Aussie Expats, Australian Expat Mortgages, Australian Expats in Singapore|

The Queensland State Government has announced some important news for residential property owners in the State over the past fortnight specifically relating to COVID-19. We believe that these changes create more of a fair balance

Buying Property During Coronavirus

By |2020-04-14T07:56:56+08:00April 14th, 2020|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Property Investment|

There is currently no clear answer as to how the Australian property market will react to the Coronavirus pandemic. The one thing that is currently clear is that the volume of transactions has decreased and

Landlord Rights During COVID-19

By |2020-04-06T10:18:57+08:00April 6th, 2020|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore|

Australia’s residential landlords are in need of assistance from the Australian Government during this Covid-19 pandemic, to enable them to provide the relief that is expected of so many to their tenants. The Chairperson of

Australian Lenders Respond to COVID-19

By |2020-03-30T07:26:52+08:00March 30th, 2020|Aussie Expats, Australian Expats, Australian Expats in Singapore, Home Loans, Loans, Mortgages|

There is no doubt that a great deal has changed over the last 3 months with the spread of COVID-19 across the globe. We’ve seen the COVID-19 case numbers breakthrough 500,000 worldwide with the majority

Australia’s Response to the Coronavirus

By |2020-03-18T07:52:56+08:00March 18th, 2020|Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Home Loans, Mortgage Broker, Mortgages|

The Dow Jones has dropped a whopping 25% since the announcement of the Coronavirus, and the All Ordinaries, representing the Australian stock market, has declined a little over 26% since the peak. With mass hoarding

What To Do If My Property Valuation Is Low

By |2020-02-11T07:47:27+08:00February 11th, 2020|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore|

A property valuation is a key step in your home or investment property purchase, as it will determine how much the lender is willing to provide you with in terms of finance. The valuation is

Pros and Cons of Rentvesting

By |2020-02-05T08:30:48+08:00February 5th, 2020|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Property Investment, Tax|

Rentvesting can be an invaluable and astute strategy when applied correctly, so this week we’re exploring what rentvesting is, when you might want to consider it and what the pros and cons of such a

What Can $1 Million Buy You Around The World

By |2020-01-28T08:11:22+08:00January 28th, 2020|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Property Investment|

A million dollar property in Australia used to be a big deal, and in some areas it still is, however if you’re looking to get onto the property ladder in the blue-chip suburbs of Sydney

First Home Loan Deposit Scheme – What You NEED To Know

By |2020-01-21T07:33:32+08:00January 21st, 2020|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, First Home Buyers|

The First Home Loan Deposit Scheme (FHLDS) has officially kicked off, with the start date being 1 January 2020 for the major lenders, which are National Australia Bank (NAB) and Commonwealth Bank of Australia (CBA),

New Year Resolutions 2020 for Australian Expats

By |2020-01-14T07:49:08+08:00January 14th, 2020|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Goals|

The new year is upon us, and as we now enter the third week of 2020, it’s now time for many of the New Year Resolutions to be forgotten just as quickly as they were

D-Day for Aussie Expat Property Owners

By |2019-12-19T09:19:53+08:00December 19th, 2019|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Property Investment, Tax|

Following the 2017/18 Federal Budget, Australian expat property owners now have some clarity with the Treasury Laws Amendment (Reducing Pressure on Housing Affordability Measures) Bill 2019  having been passed by both the House of Representatives

Top 10 Home Buying Pitfalls to Avoid

By |2019-12-03T08:49:01+08:00December 3rd, 2019|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, First Home Buyers, Home Loan|

Making the decision to buy your own home be a very daunting decision, whether it be your first home that you’re going to live in or you’re adding to your investment portfolio. For many Australians,

Is Your House a Lucky Number?

By |2019-11-19T07:50:45+08:00November 19th, 2019|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Property Investment|

What are the best house numbers to live in…? Can your house number impact the property’s resale value…? One aspect of purchasing your next home or investment property that may not have been at the

Should I Use a Buyer’s Agent

By |2019-11-07T06:31:44+08:00November 7th, 2019|Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Investment Savvy Mortgage Broker, Property Investment|

Two of the key questions that our clients ask us are “Should I use a buyer’s agent..?” and “Are they really worth the money..?” so this week we explore the positives and negatives of engaging

First Home Buyers to Receive a Boost

By |2019-10-29T08:33:24+08:00October 29th, 2019|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, First Home Buyers|

First home buyers are set to receive a helping hand thanks to the Australian Government passing new laws through Parliament to implement the First Home Loan Deposit Scheme. The scheme means that low and middle

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