Genuine Savings & Your Home Loan – What You Need to Know

By |2021-04-06T07:03:17+08:00April 6th, 2021|Aussie Expats, Australian Expats, Australian Expats in Singapore, First Home Buyers, Home Loan, Home Loans, Investment Savvy Mortgage Broker, Mortgage Broker, Mortgages|

When applying for a home loan or mortgage for an investment property, you will need to show the bank that you have genuine savings. This means actual savings from your salary, or another form of

House & Land Packages – Pros and Cons

By |2020-12-16T07:07:27+08:00December 16th, 2020|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Property Investment|

House and land packages are by no means a new concept, but they have grown significantly in terms of their popularity amongst both investors and owner-occupiers. Of those owner occupiers surveyed, it was found that

NSW Stamp Duty Changes in 2020

By |2020-12-09T06:49:21+08:00December 9th, 2020|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore|

The Australian residential real estate market is currently valued at approximately $7.1 trillion, representing the largest asset class in the country. To put this in perspective, Australia’s superannuation system, one of the largest in the

Savings Tips for the 5 Money Personality Types

By |2020-11-26T08:54:15+08:00November 26th, 2020|Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Budgeting, Family, Saving|

Many psychologists across the globe believe that how we deal with and interact with money, including both our saving and spending habits, are largely based on how we saw our parents handle money. Were they

Using a Term Deposit as Security for Your Property

By |2020-11-04T07:31:35+08:00November 4th, 2020|Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore|

One possible strategy to purchase an investment property is to utilise what is called a Term Deposit Guarantee. This is typically beneficial for two key groups of people: A guarantor, such as parents or other

5 Key Reasons the Aussie Property Market Is Holding Up

By |2020-10-27T07:03:09+08:00October 27th, 2020|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Property Investment|

Confidence in the Australian property market has seen a significant boost over recent months, with the Australia-wide ‘time to buy a dwelling index’, which measures how many believe now is a good time to buy

The Australian Budget 2020 & the Property Market

By |2020-10-20T06:58:00+08:00October 20th, 2020|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Property Investment|

The Australian Federal Budget for 2020 was one of the most widely anticipated given these unprecedented times we’re all going through. All eyes were on where spending would be directed, how jobs growth would be

Common Australian Property Misconceptions During Covid-19

By |2020-09-23T07:14:33+08:00September 23rd, 2020|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Property Investment|

For many Australian households these truly are unprecedented times and it’s perfectly understandable that many are feeling uncertain about what financial moves they should be making, particularly when it comes to property. There could be

Homebuilder Grant – FAQs

By |2020-06-24T07:24:28+08:00June 24th, 2020|Aussie Expats, Australian Expats, Australian Expats in Singapore, First Home Buyers, Home Loan, Home Loans, Investment Savvy Mortgage Broker, Mortgage Broker|

The Federal Government in Australia has recently announced the $25,000 Homebuilder grant to be paid tax-free to those Australians who are looking to build or renovate their home. This has been announced by the Government

Secrets to Successful Saving

By |2020-06-19T07:55:42+08:00June 19th, 2020|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Budgeting, Saving|

Have you ever wondered why some people seem to save a lot more money than you do even though they might earn less? Are you finding it difficult to achieve your savings goals to buy

How to Stay On Top of the Property Market

By |2020-06-02T08:10:07+08:00June 2nd, 2020|Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Property Investment|

Volatility creates opportunities, and many astute property investors and analysts are expecting that COVID-19 will lead to exactly that for the Australian property market. With many watching the market, and wanting to stay abreast of

COVID-19 Update for NSW Landlords

By |2020-05-20T07:51:47+08:00May 20th, 2020|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Property Investment|

Our vast land, open spaces and locking down the cities have allowed Australia to fare very well during COVID-19. As we start to re-open, lift some of the restrictive measures, and start occupying our cities

COVID-19 Update for Queensland Landlords

By |2020-04-28T07:23:57+08:00April 28th, 2020|Aussie Expats, Australian Expat Mortgages, Australian Expats in Singapore|

The Queensland State Government has announced some important news for residential property owners in the State over the past fortnight specifically relating to COVID-19. We believe that these changes create more of a fair balance

Buying Property During Coronavirus

By |2020-04-14T07:56:56+08:00April 14th, 2020|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Property Investment|

There is currently no clear answer as to how the Australian property market will react to the Coronavirus pandemic. The one thing that is currently clear is that the volume of transactions has decreased and

Landlord Rights During COVID-19

By |2020-04-06T10:18:57+08:00April 6th, 2020|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore|

Australia’s residential landlords are in need of assistance from the Australian Government during this Covid-19 pandemic, to enable them to provide the relief that is expected of so many to their tenants. The Chairperson of

Australian Lenders Respond to COVID-19

By |2020-03-30T07:26:52+08:00March 30th, 2020|Aussie Expats, Australian Expats, Australian Expats in Singapore, Home Loans, Loans, Mortgages|

There is no doubt that a great deal has changed over the last 3 months with the spread of COVID-19 across the globe. We’ve seen the COVID-19 case numbers breakthrough 500,000 worldwide with the majority

Australia’s Response to the Coronavirus

By |2020-03-18T07:52:56+08:00March 18th, 2020|Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Home Loans, Mortgage Broker, Mortgages|

The Dow Jones has dropped a whopping 25% since the announcement of the Coronavirus, and the All Ordinaries, representing the Australian stock market, has declined a little over 26% since the peak. With mass hoarding

What To Do If My Property Valuation Is Low

By |2020-02-11T07:47:27+08:00February 11th, 2020|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore|

A property valuation is a key step in your home or investment property purchase, as it will determine how much the lender is willing to provide you with in terms of finance. The valuation is

Pros and Cons of Rentvesting

By |2020-02-05T08:30:48+08:00February 5th, 2020|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Property Investment, Tax|

Rentvesting can be an invaluable and astute strategy when applied correctly, so this week we’re exploring what rentvesting is, when you might want to consider it and what the pros and cons of such a

What Can $1 Million Buy You Around The World

By |2020-01-28T08:11:22+08:00January 28th, 2020|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Property Investment|

A million dollar property in Australia used to be a big deal, and in some areas it still is, however if you’re looking to get onto the property ladder in the blue-chip suburbs of Sydney

First Home Loan Deposit Scheme – What You NEED To Know

By |2020-01-21T07:33:32+08:00January 21st, 2020|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, First Home Buyers|

The First Home Loan Deposit Scheme (FHLDS) has officially kicked off, with the start date being 1 January 2020 for the major lenders, which are National Australia Bank (NAB) and Commonwealth Bank of Australia (CBA),

New Year Resolutions 2020 for Australian Expats

By |2020-01-14T07:49:08+08:00January 14th, 2020|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Goals|

The new year is upon us, and as we now enter the third week of 2020, it’s now time for many of the New Year Resolutions to be forgotten just as quickly as they were

D-Day for Aussie Expat Property Owners

By |2019-12-19T09:19:53+08:00December 19th, 2019|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Property Investment, Tax|

Following the 2017/18 Federal Budget, Australian expat property owners now have some clarity with the Treasury Laws Amendment (Reducing Pressure on Housing Affordability Measures) Bill 2019  having been passed by both the House of Representatives

Top 10 Home Buying Pitfalls to Avoid

By |2019-12-03T08:49:01+08:00December 3rd, 2019|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, First Home Buyers, Home Loan|

Making the decision to buy your own home be a very daunting decision, whether it be your first home that you’re going to live in or you’re adding to your investment portfolio. For many Australians,

Is Your House a Lucky Number?

By |2019-11-19T07:50:45+08:00November 19th, 2019|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Property Investment|

What are the best house numbers to live in…? Can your house number impact the property’s resale value…? One aspect of purchasing your next home or investment property that may not have been at the

Should I Use a Buyer’s Agent

By |2019-11-07T06:31:44+08:00November 7th, 2019|Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Investment Savvy Mortgage Broker, Property Investment|

Two of the key questions that our clients ask us are “Should I use a buyer’s agent..?” and “Are they really worth the money..?” so this week we explore the positives and negatives of engaging

First Home Buyers to Receive a Boost

By |2019-10-29T08:33:24+08:00October 29th, 2019|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, First Home Buyers|

First home buyers are set to receive a helping hand thanks to the Australian Government passing new laws through Parliament to implement the First Home Loan Deposit Scheme. The scheme means that low and middle

Australia’s Housing Shortage – What This Means for Investors

By |2019-10-22T07:54:05+08:00October 22nd, 2019|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Investment Savvy Mortgage Broker, Property Investment|

The Reserve Bank of Australia (RBA) has warned that Australian property could see another price boom given the current increasing population in major capital cities and the ongoing slowdown in the construction sector. This could

Rental Reforms for Victorian Landlords

By |2019-10-08T07:36:46+08:00October 8th, 2019|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Investment Savvy Mortgage Broker, Mortgage Broker, Property Investment|

They have been dubbed the “biggest reforms to renting in Victoria’s history” and have already passed Parliament, so it’s important that any Victorian property investors are aware of these changes. The proposed reforms to the

Afterpay and Your Credit Score

By |2019-10-01T07:54:46+08:00October 1st, 2019|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Home Loan, Home Loans, Mortgages, Refinance|

‘Buy now, pay later’ – sweeter sounding words have never been heard, until you miss a payment and it starts impacting your chances of getting a home loan or investment loan for your property. ZipPay

Should I Use a Property Manager..?

By |2019-08-20T08:16:14+08:00August 20th, 2019|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Investment Savvy Mortgage Broker, Property Manager|

Of the approximately 2 million Australian property investors, it is estimated that 75% will work with a property manager to ensure that their investment goes smoothly. There is no ‘one-size-fits-all’ approach to deciding to use

Is it Time to Refinance Your Home Loan..?

By |2019-08-14T08:13:07+08:00August 14th, 2019|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Home Loan, Home Loans, Interest Rates, Investment Savvy Mortgage Broker, Mortgage Broker, Mortgage Review|

Interest rates in Australia are current at record low levels, with the Reserve Bank of Australia (RBA) deciding to keep rates on hold this month at 1%. As global tensions rise, particularly between the US

Deadline Approaching for Westpac Singapore Borrowers

By |2019-07-30T07:47:36+08:00July 30th, 2019|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Home Loan, Home Loans, Investment Savvy Mortgage Broker, Loans, Mortgage Broker, Mortgage Review|

Westpac announced in the first half of 2019 that they would be unwinding its mortgage portfolio, leaving hundreds of borrowers stranded with a need to refinance before the end of September 2019. With just two

Hidden Costs of Buying a Property

By |2019-07-23T07:55:35+08:00July 23rd, 2019|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Investment Savvy Mortgage Broker, Mortgage Broker, Property Investment|

When it comes to planning your property purchase, whether you’re looking to buy an investment property or your own home, it’s important to plan for more than just your standard 20% deposit. It’s also vital

How To Get Yourself Loan Ready

By |2019-07-16T07:28:13+08:00July 16th, 2019|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, First Home Buyers, Home Loan, Home Loans, Investment Savvy Mortgage Broker, Loans, Mortgage Broker|

Applying for a new home loan or investment property loan can be a daunting process, particularly if this is your first loan and you’re looking to purchase your first property. Our aim at Loansuite is

What Do APRA’s Moves Mean for Australian Expats

By |2019-07-09T08:34:15+08:00July 9th, 2019|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Loans, Mortgage Broker, Mortgages|

Property prices in most major capital cities in Australia have been on a steady decline since 2017, and as many Australian expats would have faced, it has been difficult to borrow enough capital to enter

Land Tax Changes for Queensland Property Investors

By |2019-06-25T08:16:38+08:00June 25th, 2019|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Land Tax, Mortgage Broker, Mortgages|

In welcome news for Australian expats who either own or are looking to invest in property in Queensland, the Queensland State Government has announced in the most recent Budget that Australian citizens and permanent residents

What The RBA Rate Cut Means for Australian Expats

By |2019-06-18T09:30:10+08:00June 18th, 2019|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Foreign Exchange, Interest Rates, Investment Savvy Mortgage Broker|

The Reserve Bank of Australia (RBA) has cut the Australian cash rate to a new low in June, so it’s important to look at what this could mean for Australian expat property investors and those

What the 2019 Election Means for Australian Expats

By |2019-05-28T08:09:35+08:00May 28th, 2019|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Investment Savvy Mortgage Broker, Mortgage Broker, Mortgages|

It was Bill Shorten’s and the Labor Party’s election to lose, and they’ve managed to achieve this with flying colours. Scott Morrison and the Coalition have managed to retain power and will lead Australia for

How Australian Expats Can Vote

By |2019-05-01T08:56:15+08:00May 1st, 2019|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore|

The Australian Federal Election has been scheduled for Saturday 18th May, 2019, which is just weeks away. For Australian expats living and working overseas, it’s important to recognise that you still have an obligation to

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