Serviceability Rate Buffers On The Rise

By |2021-10-20T06:45:19+08:00October 20th, 2021|Aussie Expats, Australian Expat Mortgages, Australian Expats, Home Loan, Home Loans, Interest Rates, Investment Savvy Mortgage Broker, Mortgage Broker, Mortgages|

We announced just recently that both the Australian Prudential Regulation Authority (APRA) and Australia’s Treasurer, Josh Frydenberg, had expressed their concerns about the high levels of household debt relative to income levels, and this is

Can Self-Employed Aussie Expats Get a Home Loan?

By |2021-10-15T08:44:45+08:00October 15th, 2021|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Home Loan, Home Loans, Investment Savvy Mortgage Broker, Loans, Mortgage Broker, Self-Employed Aussie Expat Mortgage, Self-Employed Mortgage|

“I’m a self-employed Australian expat living and working abroad, can I still get a home loan in Australia..?” The good news is that the answer to this question in most instances is yes. Of the

Is Lending About to Get Tougher in Australia?

By |2021-10-05T08:59:04+08:00October 5th, 2021|Aussie Expats, Australian Expat Mortgages, Australian Expats, Home Loan, Home Loans, Investment Savvy Mortgage Broker, Mortgage Broker, Mortgages|

Is it about to get more difficult to get a home loan, investment loan, or refinance your existing mortgage in Australia..? Based on the commentary and data that is being released, this looks to be

How to Buy in a Rising Market

By |2021-09-28T11:40:16+08:00September 28th, 2021|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Home Loans, Investment Savvy Mortgage Broker, Property Investment|

Australian property prices have seen very strong growth numbers over the past 18 months, with most regions seeing double-digit returns, and with supply levels remaining quite low, expectations are that this level of activity may

How to SPOT and AVOID loan scams

By |2021-09-21T08:36:07+08:00September 21st, 2021|Aussie Expats, Australian Expat Mortgages, Australian Expats, Home Loan, Home Loans, Mortgage Broker, Mortgages|

Covid-19 has certainly seen a significant rise in the level of digital theft and online scams, so it’s important to understand the warning signs, and how you can ensure that you and your family are

The Most Common First Home Buyer Mistakes

By |2021-09-14T08:59:45+08:00September 14th, 2021|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, First Home Buyers, Home Loan, Home Loans, Investment Savvy Mortgage Broker, Mortgage Broker, Mortgages|

Buying your first home will, for many, be one of the largest purchases you will make in your lifetime. Given the significance of the financial outlay, it is certainly worth taking the time to do

Where is it Cheaper to Buy than Rent

By |2021-09-07T08:50:27+08:00September 7th, 2021|Aussie Expats, Australian Expat Mortgages, Australian Expats, First Home Buyers, Home Loans, Investment Savvy Mortgage Broker, Property Investment|

With interest rates in Australia at historical lows, many people renting as well as Australian expats are considering buying their own home or future residence. While many are concerned about how quickly property prices across

What Property Investors Can Learn from Monopoly

By |2021-08-31T07:13:46+08:00August 31st, 2021|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Property Investment|

The game of Monopoly was first patented in 1935, and since then has been translated into over 37 languages and distributed in over 100 countries across the globe. For our team at Loansuite, we all

Will My Buy Now, Pay Later Account Affect My Home Loan

By |2021-08-24T06:23:54+08:00August 24th, 2021|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Investment Savvy Mortgage Broker|

The recent surge in Buy Now, Pay Later (BNPL) providers in Australia, and across the globe, has created a lot of interest amongst many. This increase has also changed the way a lot of people,

Can I Buy Property with my Non-Australian Spouse?

By |2021-08-17T09:19:57+08:00August 17th, 2021|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Loans, Mortgage Broker, Property Investment|

A common question that we’re asked by many of our Australian expat clients when they’re looking at buying their own home is – “My spouse / partner isn’t Australian, is there anything I need to

Should I Get a Home Loan Before Repatriating to Australia..?

By |2021-08-10T09:12:31+08:00August 10th, 2021|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Home Loans, Investment Savvy Mortgage Broker, Mortgage Broker, Repatriation|

The past 18 months since early 2020 has caused many Australian expats to consider their plans to move back home to Australia. Whether it be concerns about job security, missing family back at home, or

Current Cashback Offers for Refinancing & New Loans – August 2021

By |2021-08-03T06:25:42+08:00August 3rd, 2021|Aussie Expats, Australian Expat Mortgages, Australian Expats, Mortgage Broker, Refinance|

Many Australian lenders will offer ‘cashback’ incentives for both purchases and refinances that are submitted by a particular date. Naturally, this is designed to attract new borrowers to them, however, it’s important to really do

Aussie Expat Property Buyer’s Checklist

By |2021-07-27T07:16:06+08:00July 27th, 2021|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, First Home Buyers, Investment Savvy Mortgage Broker, Mortgage Broker, Property Investment|

Purchasing a property in Australia, whether it be for investment purposes or as your primary residence, can be a stressful experience for most. This can be even more the case for Australian expats living and

Will Lockdowns Dampen Sydney & Melbourne Property

By |2021-07-20T07:35:05+08:00July 20th, 2021|Aussie Expats, Australian Expat Mortgages, Australian Expats, Investment Savvy Mortgage Broker, Mortgage Broker, Property Investment|

There have been a number of snap lockdowns across Australia recently due to Covid-19, particularly in the eastern capitals of Melbourne and Sydney. As a result of this, many are beginning to question whether these

Fixed Rates Likely to Start Rising in Australia

By |2021-06-29T08:41:30+08:00June 29th, 2021|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Home Loan, Home Loans, Interest Rates, Investment Savvy Mortgage Broker, Loans, Mortgage Broker, Mortgage Review, Mortgages, Refinance|

Fixed interest rates for both owner-occupiers and property investors in Australia have rarely been more attractive than the past year, but could all of this be coming to an end. This week our team at

What’s a Deposit Bond & When Should I Use It

By |2021-06-22T08:25:53+08:00June 22nd, 2021|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Home Loan, Home Loans, Mortgage Broker, Mortgages|

The Australian property market has been in strong demand across most major capital cities over the past 6 – 12 months, and this is showing little signs of slowing down in the short term. With

Unlocking Equity in Your Home for Renovations

By |2021-06-15T07:08:48+08:00June 15th, 2021|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Home Loan, Home Loans, Mortgage Broker, Mortgages|

Are you thinking about renovating your home or investment property? Are you an Australian expat currently working abroad and starting to think about returning home, but before you do you want to renovate your existing

Proposed Tax Residency Changes for Australian Expats

By |2021-06-01T07:26:44+08:00June 1st, 2021|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Capital Gains Tax, Tax|

The recently announced Australian Federal Budget was always expected to be a ‘cash splash’ Budget with an election just around the corner, however, what many weren’t expecting was the change to the Australian tax residency

High End Property Buyers in Victoria Hit with Tax Increases

By |2021-05-25T07:35:00+08:00May 25th, 2021|Aussie Expats, Australian Expat Mortgages, Australian Expats, Capital Gains Tax, Tax|

The 2021 Victorian State Budget contained some rather unwelcome tax news for higher end property buyers in the state. Despite changes late last year in the state to encourage first home buyers with stamp duty

Why You Should Get a Pre-Approval

By |2021-05-04T09:15:37+08:00May 4th, 2021|Australian Expat Mortgages, Australian Expats, Home Loan, Loans, Mortgage Broker, Mortgages|

The Australian property market has certainly been ‘hot’ with properties being snapped up within hours and days on the market, and many people paying well over reserve prices at auctions. How can you put yourself

End of Financial Year Tips for Australian Landlords

By |2021-04-20T07:22:52+08:00April 20th, 2021|Aussie Expats, Australian Expat Mortgages, Australian Expats, Capital Gains Tax, Financial Year, Tax|

Australian property can be an excellent long-term investment, and over the last 6 – 12 months, we have seen more and more wanting to become landlords. Property prices in most Australian capital cities are steadily

Can I Buy an Australian Partner if my Partner isn’t Australian

By |2021-03-23T08:33:44+08:00March 23rd, 2021|Aussie Expats, Australian Expat Mortgages, Australian Expats, Foreign Buyers, Foreign Exchange|

With thousands of Australians becoming expats each year in search of new opportunities and adventures in countries near and far, it’s common for many to meet and enter into relationships with people from all of

Fixed, Variable & Split Loans – Which is RIGHT for you?

By |2021-03-16T06:58:55+08:00March 16th, 2021|Aussie Expats, Australian Expat Mortgages, Australian Expats, Investment Savvy Mortgage Broker, Loans, Mortgage Broker, Mortgage Review, Mortgages|

Navigating the mortgage and home loan space can be a daunting task. Not only is it important to consider which lender is going to be right for you and how much you should borrow, but

Red Flags When Inspecting a Property

By |2021-03-09T07:12:45+08:00March 9th, 2021|Australian Expat Mortgages, Australian Expats, Investment Savvy Mortgage Broker, Mortgage Broker, Property Investment|

A key step when purchasing your own home or an investment property is to carry out an inspection of the building. Whether you’re buying your first home, or you’re an experienced investor, inspecting a house

How Does Your Credit Score Compare?

By |2021-03-02T06:53:47+08:00March 2nd, 2021|Aussie Expats, Australian Expat Mortgages, Australian Expats, Credit Score, Mortgage Broker, Mortgage Review, Mortgages|

If you’re looking to buy your own home, purchase a residential investment property, or even refinance your existing loans, a great place to start is to check your credit score and work out where you

What Happens to My Mortgage During Divorce

By |2021-02-17T06:12:24+08:00February 17th, 2021|Aussie Expats, Australian Expat Mortgages, Australian Expats, Family, Mortgage Broker, Mortgages|

A divorce can be an incredibly difficult and emotionally stressful process for anyone to go through. When you have to start to explore how you will unravel and separate your finances, this can be made

Australian Property Price Performance During Covid-19

By |2021-02-10T07:23:55+08:00February 10th, 2021|Aussie Expats, Australian Expat Mortgages, Australian Expats, Property Investment|

When Covid-19 first broke out, many of the experts and bank analysts expected a significant drop in the Australian property market. Fortunately, this wasn’t the case for a number of key reasons including; Australian banks

New Year Mortgage & Property Resolutions

By |2021-01-28T07:22:51+08:00January 28th, 2021|Aussie Expats, Australian Expat Mortgages, Australian Expats, Property Investment|

We’re now into our fourth week of 2021 – how are your New Year’s resolutions tracking so far..? Have you kept up your commitment to head to the gym every week? Stayed on course to

Victoria Stamp Duty Changes for 2021

By |2021-01-19T07:01:39+08:00January 19th, 2021|Aussie Expats, Australian Expat Mortgages, Australian Expats, Property Investment, Tax|

The 2020 Victorian State Budget has been a positive one for homebuyers, providing many with an opportunity to get into the market earlier with changes to stamp duty. While Victoria has decided that they wouldn’t

House & Land Packages – Pros and Cons

By |2020-12-16T07:07:27+08:00December 16th, 2020|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Property Investment|

House and land packages are by no means a new concept, but they have grown significantly in terms of their popularity amongst both investors and owner-occupiers. Of those owner occupiers surveyed, it was found that

NSW Stamp Duty Changes in 2020

By |2020-12-09T06:49:21+08:00December 9th, 2020|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore|

The Australian residential real estate market is currently valued at approximately $7.1 trillion, representing the largest asset class in the country. To put this in perspective, Australia’s superannuation system, one of the largest in the

Savings Tips for the 5 Money Personality Types

By |2020-11-26T08:54:15+08:00November 26th, 2020|Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Budgeting, Family, Saving|

Many psychologists across the globe believe that how we deal with and interact with money, including both our saving and spending habits, are largely based on how we saw our parents handle money. Were they

Your Property Investment Dream Team

By |2020-11-18T06:18:43+08:00November 18th, 2020|Aussie Expats, Australian Expat Mortgages, Australian Expats, Home Loan, Investment Savvy Mortgage Broker, Property Investment|

One of the most common aspects that separates the truly wealthy from the rest is that they recognise the value of paying for advice. This is particularly true when it comes to their property investment

Using a Term Deposit as Security for Your Property

By |2020-11-04T07:31:35+08:00November 4th, 2020|Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore|

One possible strategy to purchase an investment property is to utilise what is called a Term Deposit Guarantee. This is typically beneficial for two key groups of people: A guarantor, such as parents or other

5 Key Reasons the Aussie Property Market Is Holding Up

By |2020-10-27T07:03:09+08:00October 27th, 2020|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Property Investment|

Confidence in the Australian property market has seen a significant boost over recent months, with the Australia-wide ‘time to buy a dwelling index’, which measures how many believe now is a good time to buy

The Australian Budget 2020 & the Property Market

By |2020-10-20T06:58:00+08:00October 20th, 2020|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Property Investment|

The Australian Federal Budget for 2020 was one of the most widely anticipated given these unprecedented times we’re all going through. All eyes were on where spending would be directed, how jobs growth would be

What Doesn’t Impact My Credit Score

By |2020-10-07T07:01:13+08:00October 7th, 2020|Aussie Expats, Australian Expat Mortgages, Australian Expats, Credit Score, Home Loan, Home Loans, Mortgage Broker|

We often find there is a great deal of confusion when it comes to your credit score and what variables do impact it and what don’t. This week we thought we’d dispel some commonly held

Common Australian Property Misconceptions During Covid-19

By |2020-09-23T07:14:33+08:00September 23rd, 2020|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Property Investment|

For many Australian households these truly are unprecedented times and it’s perfectly understandable that many are feeling uncertain about what financial moves they should be making, particularly when it comes to property. There could be

Secrets to Successful Saving

By |2020-06-19T07:55:42+08:00June 19th, 2020|Aussie Expats, Australian Expat Mortgages, Australian Expats, Australian Expats in Singapore, Budgeting, Saving|

Have you ever wondered why some people seem to save a lot more money than you do even though they might earn less? Are you finding it difficult to achieve your savings goals to buy

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